LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,831
−HK$7,953/mo
▼ 0.25% · 3.875%
HK$130,776
−HK$4,008/mo
Today · 4.125%
HK$134,784
baseline
▲ 0.50% · 4.625%
HK$142,985
+HK$8,201/mo
Deposit HK$27.81M · loan HK$27.81M · min. income ≈ HK$269,568/mo (50% DSR)
Upfront cash ≈ HK$30.17M (deposit + AVD stamp duty HK$2,363,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,098
−HK$7,623/mo
▼ 0.25% · 3.875%
HK$144,882
−HK$3,839/mo
Today · 4.125%
HK$148,721
baseline
▲ 0.50% · 4.625%
HK$156,560
+HK$7,839/mo
Deposit HK$27.81M · loan HK$27.81M · min. income ≈ HK$297,442/mo (50% DSR)
Upfront cash ≈ HK$30.17M (deposit + AVD stamp duty HK$2,363,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,197
−HK$9,544/mo
▼ 0.25% · 3.875%
HK$156,931
−HK$4,810/mo
Today · 4.125%
HK$161,741
baseline
▲ 0.50% · 4.625%
HK$171,582
+HK$9,841/mo
Deposit HK$22.25M · loan HK$33.37M · min. income ≈ HK$323,482/mo (50% DSR)
Upfront cash ≈ HK$24.61M (deposit + AVD stamp duty HK$2,363,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,317
−HK$9,148/mo
▼ 0.25% · 3.875%
HK$173,858
−HK$4,607/mo
Today · 4.125%
HK$178,465
baseline
▲ 0.50% · 4.625%
HK$187,872
+HK$9,407/mo
Deposit HK$22.25M · loan HK$33.37M · min. income ≈ HK$356,930/mo (50% DSR)
Upfront cash ≈ HK$24.61M (deposit + AVD stamp duty HK$2,363,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,563
−HK$11,135/mo
▼ 0.25% · 3.875%
HK$183,086
−HK$5,612/mo
Today · 4.125%
HK$188,698
baseline
▲ 0.50% · 4.625%
HK$200,180
+HK$11,482/mo
Deposit HK$16.69M · loan HK$38.93M · min. income ≈ HK$377,396/mo (50% DSR)
Upfront cash ≈ HK$19.05M (deposit + AVD stamp duty HK$2,363,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,537
−HK$10,672/mo
▼ 0.25% · 3.875%
HK$202,835
−HK$5,374/mo
Today · 4.125%
HK$208,209
baseline
▲ 0.50% · 4.625%
HK$219,184
+HK$10,975/mo
Deposit HK$16.69M · loan HK$38.93M · min. income ≈ HK$416,418/mo (50% DSR)
Upfront cash ≈ HK$19.05M (deposit + AVD stamp duty HK$2,363,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,295
−HK$14,316/mo
▼ 0.25% · 3.875%
HK$235,397
−HK$7,214/mo
Today · 4.125%
HK$242,611
baseline
▲ 0.50% · 4.625%
HK$257,374
+HK$14,763/mo
Deposit HK$5.56M · loan HK$50.06M · min. income ≈ HK$485,222/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$2,363,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,976
−HK$13,722/mo
▼ 0.25% · 3.875%
HK$260,788
−HK$6,910/mo
Today · 4.125%
HK$267,698
baseline
▲ 0.50% · 4.625%
HK$281,808
+HK$14,110/mo
Deposit HK$5.56M · loan HK$50.06M · min. income ≈ HK$535,396/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$2,363,903 · Scale 2, in force from 26 Feb 2026)