LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,831
−HK$7,954/mo
▼ 0.25% · 3.875%
HK$130,777
−HK$4,008/mo
Today · 4.125%
HK$134,785
baseline
▲ 0.50% · 4.625%
HK$142,986
+HK$8,201/mo
Deposit HK$27.81M · loan HK$27.81M · min. income ≈ HK$269,570/mo (50% DSR)
Upfront cash ≈ HK$30.17M (deposit + AVD stamp duty HK$2,363,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,099
−HK$7,623/mo
▼ 0.25% · 3.875%
HK$144,883
−HK$3,839/mo
Today · 4.125%
HK$148,722
baseline
▲ 0.50% · 4.625%
HK$156,561
+HK$7,839/mo
Deposit HK$27.81M · loan HK$27.81M · min. income ≈ HK$297,444/mo (50% DSR)
Upfront cash ≈ HK$30.17M (deposit + AVD stamp duty HK$2,363,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,198
−HK$9,544/mo
▼ 0.25% · 3.875%
HK$156,932
−HK$4,810/mo
Today · 4.125%
HK$161,742
baseline
▲ 0.50% · 4.625%
HK$171,583
+HK$9,841/mo
Deposit HK$22.25M · loan HK$33.37M · min. income ≈ HK$323,484/mo (50% DSR)
Upfront cash ≈ HK$24.61M (deposit + AVD stamp duty HK$2,363,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,318
−HK$9,148/mo
▼ 0.25% · 3.875%
HK$173,859
−HK$4,607/mo
Today · 4.125%
HK$178,466
baseline
▲ 0.50% · 4.625%
HK$187,873
+HK$9,407/mo
Deposit HK$22.25M · loan HK$33.37M · min. income ≈ HK$356,932/mo (50% DSR)
Upfront cash ≈ HK$24.61M (deposit + AVD stamp duty HK$2,363,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,564
−HK$11,135/mo
▼ 0.25% · 3.875%
HK$183,087
−HK$5,612/mo
Today · 4.125%
HK$188,699
baseline
▲ 0.50% · 4.625%
HK$200,181
+HK$11,482/mo
Deposit HK$16.69M · loan HK$38.94M · min. income ≈ HK$377,398/mo (50% DSR)
Upfront cash ≈ HK$19.05M (deposit + AVD stamp duty HK$2,363,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,538
−HK$10,673/mo
▼ 0.25% · 3.875%
HK$202,836
−HK$5,375/mo
Today · 4.125%
HK$208,211
baseline
▲ 0.50% · 4.625%
HK$219,186
+HK$10,975/mo
Deposit HK$16.69M · loan HK$38.94M · min. income ≈ HK$416,422/mo (50% DSR)
Upfront cash ≈ HK$19.05M (deposit + AVD stamp duty HK$2,363,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,297
−HK$14,316/mo
▼ 0.25% · 3.875%
HK$235,398
−HK$7,215/mo
Today · 4.125%
HK$242,613
baseline
▲ 0.50% · 4.625%
HK$257,375
+HK$14,762/mo
Deposit HK$5.56M · loan HK$50.06M · min. income ≈ HK$485,226/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$2,363,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,978
−HK$13,721/mo
▼ 0.25% · 3.875%
HK$260,789
−HK$6,910/mo
Today · 4.125%
HK$267,699
baseline
▲ 0.50% · 4.625%
HK$281,810
+HK$14,111/mo
Deposit HK$5.56M · loan HK$50.06M · min. income ≈ HK$535,398/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$2,363,917 · Scale 2, in force from 26 Feb 2026)