LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,834
−HK$7,953/mo
▼ 0.25% · 3.875%
HK$130,779
−HK$4,008/mo
Today · 4.125%
HK$134,787
baseline
▲ 0.50% · 4.625%
HK$142,989
+HK$8,202/mo
Deposit HK$27.81M · loan HK$27.81M · min. income ≈ HK$269,574/mo (50% DSR)
Upfront cash ≈ HK$30.18M (deposit + AVD stamp duty HK$2,363,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,101
−HK$7,623/mo
▼ 0.25% · 3.875%
HK$144,885
−HK$3,839/mo
Today · 4.125%
HK$148,724
baseline
▲ 0.50% · 4.625%
HK$156,564
+HK$7,840/mo
Deposit HK$27.81M · loan HK$27.81M · min. income ≈ HK$297,448/mo (50% DSR)
Upfront cash ≈ HK$30.18M (deposit + AVD stamp duty HK$2,363,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,200
−HK$9,545/mo
▼ 0.25% · 3.875%
HK$156,935
−HK$4,810/mo
Today · 4.125%
HK$161,745
baseline
▲ 0.50% · 4.625%
HK$171,586
+HK$9,841/mo
Deposit HK$22.25M · loan HK$33.37M · min. income ≈ HK$323,490/mo (50% DSR)
Upfront cash ≈ HK$24.61M (deposit + AVD stamp duty HK$2,363,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,321
−HK$9,148/mo
▼ 0.25% · 3.875%
HK$173,862
−HK$4,607/mo
Today · 4.125%
HK$178,469
baseline
▲ 0.50% · 4.625%
HK$187,876
+HK$9,407/mo
Deposit HK$22.25M · loan HK$33.37M · min. income ≈ HK$356,938/mo (50% DSR)
Upfront cash ≈ HK$24.61M (deposit + AVD stamp duty HK$2,363,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,567
−HK$11,135/mo
▼ 0.25% · 3.875%
HK$183,090
−HK$5,612/mo
Today · 4.125%
HK$188,702
baseline
▲ 0.50% · 4.625%
HK$200,184
+HK$11,482/mo
Deposit HK$16.69M · loan HK$38.94M · min. income ≈ HK$377,404/mo (50% DSR)
Upfront cash ≈ HK$19.05M (deposit + AVD stamp duty HK$2,363,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,541
−HK$10,673/mo
▼ 0.25% · 3.875%
HK$202,839
−HK$5,375/mo
Today · 4.125%
HK$208,214
baseline
▲ 0.50% · 4.625%
HK$219,189
+HK$10,975/mo
Deposit HK$16.69M · loan HK$38.94M · min. income ≈ HK$416,428/mo (50% DSR)
Upfront cash ≈ HK$19.05M (deposit + AVD stamp duty HK$2,363,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,300
−HK$14,317/mo
▼ 0.25% · 3.875%
HK$235,402
−HK$7,215/mo
Today · 4.125%
HK$242,617
baseline
▲ 0.50% · 4.625%
HK$257,379
+HK$14,762/mo
Deposit HK$5.56M · loan HK$50.06M · min. income ≈ HK$485,234/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$2,363,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,982
−HK$13,722/mo
▼ 0.25% · 3.875%
HK$260,793
−HK$6,911/mo
Today · 4.125%
HK$267,704
baseline
▲ 0.50% · 4.625%
HK$281,815
+HK$14,111/mo
Deposit HK$5.56M · loan HK$50.06M · min. income ≈ HK$535,408/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$2,363,956 · Scale 2, in force from 26 Feb 2026)