LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,837
−HK$7,954/mo
▼ 0.25% · 3.875%
HK$130,782
−HK$4,009/mo
Today · 4.125%
HK$134,791
baseline
▲ 0.50% · 4.625%
HK$142,993
+HK$8,202/mo
Deposit HK$27.81M · loan HK$27.81M · min. income ≈ HK$269,582/mo (50% DSR)
Upfront cash ≈ HK$30.18M (deposit + AVD stamp duty HK$2,364,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,105
−HK$7,623/mo
▼ 0.25% · 3.875%
HK$144,889
−HK$3,839/mo
Today · 4.125%
HK$148,728
baseline
▲ 0.50% · 4.625%
HK$156,568
+HK$7,840/mo
Deposit HK$27.81M · loan HK$27.81M · min. income ≈ HK$297,456/mo (50% DSR)
Upfront cash ≈ HK$30.18M (deposit + AVD stamp duty HK$2,364,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,204
−HK$9,545/mo
▼ 0.25% · 3.875%
HK$156,939
−HK$4,810/mo
Today · 4.125%
HK$161,749
baseline
▲ 0.50% · 4.625%
HK$171,591
+HK$9,842/mo
Deposit HK$22.25M · loan HK$33.37M · min. income ≈ HK$323,498/mo (50% DSR)
Upfront cash ≈ HK$24.61M (deposit + AVD stamp duty HK$2,364,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,326
−HK$9,148/mo
▼ 0.25% · 3.875%
HK$173,867
−HK$4,607/mo
Today · 4.125%
HK$178,474
baseline
▲ 0.50% · 4.625%
HK$187,882
+HK$9,408/mo
Deposit HK$22.25M · loan HK$33.37M · min. income ≈ HK$356,948/mo (50% DSR)
Upfront cash ≈ HK$24.61M (deposit + AVD stamp duty HK$2,364,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,572
−HK$11,135/mo
▼ 0.25% · 3.875%
HK$183,095
−HK$5,612/mo
Today · 4.125%
HK$188,707
baseline
▲ 0.50% · 4.625%
HK$200,190
+HK$11,483/mo
Deposit HK$16.69M · loan HK$38.94M · min. income ≈ HK$377,414/mo (50% DSR)
Upfront cash ≈ HK$19.05M (deposit + AVD stamp duty HK$2,364,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,547
−HK$10,673/mo
▼ 0.25% · 3.875%
HK$202,845
−HK$5,375/mo
Today · 4.125%
HK$208,220
baseline
▲ 0.50% · 4.625%
HK$219,195
+HK$10,975/mo
Deposit HK$16.69M · loan HK$38.94M · min. income ≈ HK$416,440/mo (50% DSR)
Upfront cash ≈ HK$19.05M (deposit + AVD stamp duty HK$2,364,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,307
−HK$14,316/mo
▼ 0.25% · 3.875%
HK$235,408
−HK$7,215/mo
Today · 4.125%
HK$242,623
baseline
▲ 0.50% · 4.625%
HK$257,387
+HK$14,764/mo
Deposit HK$5.56M · loan HK$50.06M · min. income ≈ HK$485,246/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$2,364,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,989
−HK$13,722/mo
▼ 0.25% · 3.875%
HK$260,801
−HK$6,910/mo
Today · 4.125%
HK$267,711
baseline
▲ 0.50% · 4.625%
HK$281,823
+HK$14,112/mo
Deposit HK$5.56M · loan HK$50.06M · min. income ≈ HK$535,422/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$2,364,021 · Scale 2, in force from 26 Feb 2026)