LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,684
−HK$795/mo
▼ 0.25% · 3.875%
HK$13,078
−HK$401/mo
Today · 4.125%
HK$13,479
baseline
▲ 0.50% · 4.625%
HK$14,299
+HK$820/mo
Deposit HK$2.78M · loan HK$2.78M · min. income ≈ HK$26,958/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$125,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,111
−HK$762/mo
▼ 0.25% · 3.875%
HK$14,489
−HK$384/mo
Today · 4.125%
HK$14,873
baseline
▲ 0.50% · 4.625%
HK$15,657
+HK$784/mo
Deposit HK$2.78M · loan HK$2.78M · min. income ≈ HK$29,746/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$125,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,220
−HK$955/mo
▼ 0.25% · 3.875%
HK$15,694
−HK$481/mo
Today · 4.125%
HK$16,175
baseline
▲ 0.50% · 4.625%
HK$17,159
+HK$984/mo
Deposit HK$2.22M · loan HK$3.34M · min. income ≈ HK$32,350/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$125,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,933
−HK$914/mo
▼ 0.25% · 3.875%
HK$17,387
−HK$460/mo
Today · 4.125%
HK$17,847
baseline
▲ 0.50% · 4.625%
HK$18,788
+HK$941/mo
Deposit HK$2.22M · loan HK$3.34M · min. income ≈ HK$35,694/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$125,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,757
−HK$1,114/mo
▼ 0.25% · 3.875%
HK$18,310
−HK$561/mo
Today · 4.125%
HK$18,871
baseline
▲ 0.50% · 4.625%
HK$20,019
+HK$1,148/mo
Deposit HK$1.67M · loan HK$3.89M · min. income ≈ HK$37,742/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$125,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,755
−HK$1,067/mo
▼ 0.25% · 3.875%
HK$20,285
−HK$537/mo
Today · 4.125%
HK$20,822
baseline
▲ 0.50% · 4.625%
HK$21,920
+HK$1,098/mo
Deposit HK$1.67M · loan HK$3.89M · min. income ≈ HK$41,644/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$125,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,831
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$23,541
−HK$721/mo
Today · 4.125%
HK$24,262
baseline
▲ 0.50% · 4.625%
HK$25,739
+HK$1,477/mo
Deposit HK$556K · loan HK$5.01M · min. income ≈ HK$48,524/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$125,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,399
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$26,080
−HK$691/mo
Today · 4.125%
HK$26,771
baseline
▲ 0.50% · 4.625%
HK$28,182
+HK$1,411/mo
Deposit HK$556K · loan HK$5.01M · min. income ≈ HK$53,542/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$125,155 · Scale 2, in force from 26 Feb 2026)