LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,841
−HK$7,955/mo
▼ 0.25% · 3.875%
HK$130,787
−HK$4,009/mo
Today · 4.125%
HK$134,796
baseline
▲ 0.50% · 4.625%
HK$142,997
+HK$8,201/mo
Deposit HK$27.81M · loan HK$27.81M · min. income ≈ HK$269,592/mo (50% DSR)
Upfront cash ≈ HK$30.18M (deposit + AVD stamp duty HK$2,364,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,110
−HK$7,624/mo
▼ 0.25% · 3.875%
HK$144,894
−HK$3,840/mo
Today · 4.125%
HK$148,734
baseline
▲ 0.50% · 4.625%
HK$156,573
+HK$7,839/mo
Deposit HK$27.81M · loan HK$27.81M · min. income ≈ HK$297,468/mo (50% DSR)
Upfront cash ≈ HK$30.18M (deposit + AVD stamp duty HK$2,364,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,210
−HK$9,545/mo
▼ 0.25% · 3.875%
HK$156,944
−HK$4,811/mo
Today · 4.125%
HK$161,755
baseline
▲ 0.50% · 4.625%
HK$171,597
+HK$9,842/mo
Deposit HK$22.25M · loan HK$33.38M · min. income ≈ HK$323,510/mo (50% DSR)
Upfront cash ≈ HK$24.61M (deposit + AVD stamp duty HK$2,364,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,332
−HK$9,148/mo
▼ 0.25% · 3.875%
HK$173,873
−HK$4,607/mo
Today · 4.125%
HK$178,480
baseline
▲ 0.50% · 4.625%
HK$187,888
+HK$9,408/mo
Deposit HK$22.25M · loan HK$33.38M · min. income ≈ HK$356,960/mo (50% DSR)
Upfront cash ≈ HK$24.61M (deposit + AVD stamp duty HK$2,364,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,578
−HK$11,136/mo
▼ 0.25% · 3.875%
HK$183,102
−HK$5,612/mo
Today · 4.125%
HK$188,714
baseline
▲ 0.50% · 4.625%
HK$200,196
+HK$11,482/mo
Deposit HK$16.69M · loan HK$38.94M · min. income ≈ HK$377,428/mo (50% DSR)
Upfront cash ≈ HK$19.05M (deposit + AVD stamp duty HK$2,364,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,554
−HK$10,673/mo
▼ 0.25% · 3.875%
HK$202,852
−HK$5,375/mo
Today · 4.125%
HK$208,227
baseline
▲ 0.50% · 4.625%
HK$219,203
+HK$10,976/mo
Deposit HK$16.69M · loan HK$38.94M · min. income ≈ HK$416,454/mo (50% DSR)
Upfront cash ≈ HK$19.05M (deposit + AVD stamp duty HK$2,364,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,315
−HK$14,317/mo
▼ 0.25% · 3.875%
HK$235,416
−HK$7,216/mo
Today · 4.125%
HK$242,632
baseline
▲ 0.50% · 4.625%
HK$257,395
+HK$14,763/mo
Deposit HK$5.56M · loan HK$50.06M · min. income ≈ HK$485,264/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$2,364,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,998
−HK$13,722/mo
▼ 0.25% · 3.875%
HK$260,810
−HK$6,910/mo
Today · 4.125%
HK$267,720
baseline
▲ 0.50% · 4.625%
HK$281,832
+HK$14,112/mo
Deposit HK$5.56M · loan HK$50.06M · min. income ≈ HK$535,440/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$2,364,103 · Scale 2, in force from 26 Feb 2026)