LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,857
−HK$7,955/mo
▼ 0.25% · 3.875%
HK$130,803
−HK$4,009/mo
Today · 4.125%
HK$134,812
baseline
▲ 0.50% · 4.625%
HK$143,015
+HK$8,203/mo
Deposit HK$27.82M · loan HK$27.82M · min. income ≈ HK$269,624/mo (50% DSR)
Upfront cash ≈ HK$30.18M (deposit + AVD stamp duty HK$2,364,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,127
−HK$7,625/mo
▼ 0.25% · 3.875%
HK$144,912
−HK$3,840/mo
Today · 4.125%
HK$148,752
baseline
▲ 0.50% · 4.625%
HK$156,593
+HK$7,841/mo
Deposit HK$27.82M · loan HK$27.82M · min. income ≈ HK$297,504/mo (50% DSR)
Upfront cash ≈ HK$30.18M (deposit + AVD stamp duty HK$2,364,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,229
−HK$9,546/mo
▼ 0.25% · 3.875%
HK$156,964
−HK$4,811/mo
Today · 4.125%
HK$161,775
baseline
▲ 0.50% · 4.625%
HK$171,618
+HK$9,843/mo
Deposit HK$22.25M · loan HK$33.38M · min. income ≈ HK$323,550/mo (50% DSR)
Upfront cash ≈ HK$24.62M (deposit + AVD stamp duty HK$2,364,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,353
−HK$9,149/mo
▼ 0.25% · 3.875%
HK$173,895
−HK$4,607/mo
Today · 4.125%
HK$178,502
baseline
▲ 0.50% · 4.625%
HK$187,912
+HK$9,410/mo
Deposit HK$22.25M · loan HK$33.38M · min. income ≈ HK$357,004/mo (50% DSR)
Upfront cash ≈ HK$24.62M (deposit + AVD stamp duty HK$2,364,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,600
−HK$11,137/mo
▼ 0.25% · 3.875%
HK$183,124
−HK$5,613/mo
Today · 4.125%
HK$188,737
baseline
▲ 0.50% · 4.625%
HK$200,221
+HK$11,484/mo
Deposit HK$16.69M · loan HK$38.94M · min. income ≈ HK$377,474/mo (50% DSR)
Upfront cash ≈ HK$19.05M (deposit + AVD stamp duty HK$2,364,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,578
−HK$10,675/mo
▼ 0.25% · 3.875%
HK$202,877
−HK$5,376/mo
Today · 4.125%
HK$208,253
baseline
▲ 0.50% · 4.625%
HK$219,230
+HK$10,977/mo
Deposit HK$16.69M · loan HK$38.94M · min. income ≈ HK$416,506/mo (50% DSR)
Upfront cash ≈ HK$19.05M (deposit + AVD stamp duty HK$2,364,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,343
−HK$14,319/mo
▼ 0.25% · 3.875%
HK$235,446
−HK$7,216/mo
Today · 4.125%
HK$242,662
baseline
▲ 0.50% · 4.625%
HK$257,427
+HK$14,765/mo
Deposit HK$5.56M · loan HK$50.07M · min. income ≈ HK$485,324/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$2,364,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,029
−HK$13,725/mo
▼ 0.25% · 3.875%
HK$260,842
−HK$6,912/mo
Today · 4.125%
HK$267,754
baseline
▲ 0.50% · 4.625%
HK$281,867
+HK$14,113/mo
Deposit HK$5.56M · loan HK$50.07M · min. income ≈ HK$535,508/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$2,364,397 · Scale 2, in force from 26 Feb 2026)