LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,686
−HK$795/mo
▼ 0.25% · 3.875%
HK$13,080
−HK$401/mo
Today · 4.125%
HK$13,481
baseline
▲ 0.50% · 4.625%
HK$14,302
+HK$821/mo
Deposit HK$2.78M · loan HK$2.78M · min. income ≈ HK$26,962/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$125,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,113
−HK$762/mo
▼ 0.25% · 3.875%
HK$14,491
−HK$384/mo
Today · 4.125%
HK$14,875
baseline
▲ 0.50% · 4.625%
HK$15,659
+HK$784/mo
Deposit HK$2.78M · loan HK$2.78M · min. income ≈ HK$29,750/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$125,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,223
−HK$955/mo
▼ 0.25% · 3.875%
HK$15,696
−HK$482/mo
Today · 4.125%
HK$16,178
baseline
▲ 0.50% · 4.625%
HK$17,162
+HK$984/mo
Deposit HK$2.23M · loan HK$3.34M · min. income ≈ HK$32,356/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$125,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,935
−HK$915/mo
▼ 0.25% · 3.875%
HK$17,390
−HK$460/mo
Today · 4.125%
HK$17,850
baseline
▲ 0.50% · 4.625%
HK$18,791
+HK$941/mo
Deposit HK$2.23M · loan HK$3.34M · min. income ≈ HK$35,700/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$125,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,760
−HK$1,114/mo
▼ 0.25% · 3.875%
HK$18,313
−HK$561/mo
Today · 4.125%
HK$18,874
baseline
▲ 0.50% · 4.625%
HK$20,022
+HK$1,148/mo
Deposit HK$1.67M · loan HK$3.89M · min. income ≈ HK$37,748/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$125,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,758
−HK$1,067/mo
▼ 0.25% · 3.875%
HK$20,288
−HK$537/mo
Today · 4.125%
HK$20,825
baseline
▲ 0.50% · 4.625%
HK$21,923
+HK$1,098/mo
Deposit HK$1.67M · loan HK$3.89M · min. income ≈ HK$41,650/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$125,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,834
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$23,545
−HK$721/mo
Today · 4.125%
HK$24,266
baseline
▲ 0.50% · 4.625%
HK$25,743
+HK$1,477/mo
Deposit HK$556K · loan HK$5.01M · min. income ≈ HK$48,532/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$125,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,403
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$26,084
−HK$692/mo
Today · 4.125%
HK$26,776
baseline
▲ 0.50% · 4.625%
HK$28,187
+HK$1,411/mo
Deposit HK$556K · loan HK$5.01M · min. income ≈ HK$53,552/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$125,175 · Scale 2, in force from 26 Feb 2026)