LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,867
−HK$7,955/mo
▼ 0.25% · 3.875%
HK$130,813
−HK$4,009/mo
Today · 4.125%
HK$134,822
baseline
▲ 0.50% · 4.625%
HK$143,026
+HK$8,204/mo
Deposit HK$27.82M · loan HK$27.82M · min. income ≈ HK$269,644/mo (50% DSR)
Upfront cash ≈ HK$30.18M (deposit + AVD stamp duty HK$2,364,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,138
−HK$7,625/mo
▼ 0.25% · 3.875%
HK$144,923
−HK$3,840/mo
Today · 4.125%
HK$148,763
baseline
▲ 0.50% · 4.625%
HK$156,604
+HK$7,841/mo
Deposit HK$27.82M · loan HK$27.82M · min. income ≈ HK$297,526/mo (50% DSR)
Upfront cash ≈ HK$30.18M (deposit + AVD stamp duty HK$2,364,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,240
−HK$9,547/mo
▼ 0.25% · 3.875%
HK$156,975
−HK$4,812/mo
Today · 4.125%
HK$161,787
baseline
▲ 0.50% · 4.625%
HK$171,631
+HK$9,844/mo
Deposit HK$22.25M · loan HK$33.38M · min. income ≈ HK$323,574/mo (50% DSR)
Upfront cash ≈ HK$24.62M (deposit + AVD stamp duty HK$2,364,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,365
−HK$9,151/mo
▼ 0.25% · 3.875%
HK$173,908
−HK$4,608/mo
Today · 4.125%
HK$178,516
baseline
▲ 0.50% · 4.625%
HK$187,925
+HK$9,409/mo
Deposit HK$22.25M · loan HK$33.38M · min. income ≈ HK$357,032/mo (50% DSR)
Upfront cash ≈ HK$24.62M (deposit + AVD stamp duty HK$2,364,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,613
−HK$11,138/mo
▼ 0.25% · 3.875%
HK$183,138
−HK$5,613/mo
Today · 4.125%
HK$188,751
baseline
▲ 0.50% · 4.625%
HK$200,236
+HK$11,485/mo
Deposit HK$16.69M · loan HK$38.95M · min. income ≈ HK$377,502/mo (50% DSR)
Upfront cash ≈ HK$19.06M (deposit + AVD stamp duty HK$2,364,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,593
−HK$10,675/mo
▼ 0.25% · 3.875%
HK$202,892
−HK$5,376/mo
Today · 4.125%
HK$208,268
baseline
▲ 0.50% · 4.625%
HK$219,246
+HK$10,978/mo
Deposit HK$16.69M · loan HK$38.95M · min. income ≈ HK$416,536/mo (50% DSR)
Upfront cash ≈ HK$19.06M (deposit + AVD stamp duty HK$2,364,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,360
−HK$14,320/mo
▼ 0.25% · 3.875%
HK$235,463
−HK$7,217/mo
Today · 4.125%
HK$242,680
baseline
▲ 0.50% · 4.625%
HK$257,446
+HK$14,766/mo
Deposit HK$5.56M · loan HK$50.07M · min. income ≈ HK$485,360/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$2,364,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,048
−HK$13,725/mo
▼ 0.25% · 3.875%
HK$260,861
−HK$6,912/mo
Today · 4.125%
HK$267,773
baseline
▲ 0.50% · 4.625%
HK$281,888
+HK$14,115/mo
Deposit HK$5.56M · loan HK$50.07M · min. income ≈ HK$535,546/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$2,364,571 · Scale 2, in force from 26 Feb 2026)