LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,880
−HK$7,956/mo
▼ 0.25% · 3.875%
HK$130,826
−HK$4,010/mo
Today · 4.125%
HK$134,836
baseline
▲ 0.50% · 4.625%
HK$143,041
+HK$8,205/mo
Deposit HK$27.82M · loan HK$27.82M · min. income ≈ HK$269,672/mo (50% DSR)
Upfront cash ≈ HK$30.19M (deposit + AVD stamp duty HK$2,364,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,152
−HK$7,626/mo
▼ 0.25% · 3.875%
HK$144,938
−HK$3,840/mo
Today · 4.125%
HK$148,778
baseline
▲ 0.50% · 4.625%
HK$156,621
+HK$7,843/mo
Deposit HK$27.82M · loan HK$27.82M · min. income ≈ HK$297,556/mo (50% DSR)
Upfront cash ≈ HK$30.19M (deposit + AVD stamp duty HK$2,364,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,256
−HK$9,547/mo
▼ 0.25% · 3.875%
HK$156,992
−HK$4,811/mo
Today · 4.125%
HK$161,803
baseline
▲ 0.50% · 4.625%
HK$171,649
+HK$9,846/mo
Deposit HK$22.26M · loan HK$33.39M · min. income ≈ HK$323,606/mo (50% DSR)
Upfront cash ≈ HK$24.62M (deposit + AVD stamp duty HK$2,364,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,383
−HK$9,151/mo
▼ 0.25% · 3.875%
HK$173,926
−HK$4,608/mo
Today · 4.125%
HK$178,534
baseline
▲ 0.50% · 4.625%
HK$187,945
+HK$9,411/mo
Deposit HK$22.26M · loan HK$33.39M · min. income ≈ HK$357,068/mo (50% DSR)
Upfront cash ≈ HK$24.62M (deposit + AVD stamp duty HK$2,364,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,632
−HK$11,139/mo
▼ 0.25% · 3.875%
HK$183,157
−HK$5,614/mo
Today · 4.125%
HK$188,771
baseline
▲ 0.50% · 4.625%
HK$200,257
+HK$11,486/mo
Deposit HK$16.69M · loan HK$38.95M · min. income ≈ HK$377,542/mo (50% DSR)
Upfront cash ≈ HK$19.06M (deposit + AVD stamp duty HK$2,364,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,613
−HK$10,677/mo
▼ 0.25% · 3.875%
HK$202,913
−HK$5,377/mo
Today · 4.125%
HK$208,290
baseline
▲ 0.50% · 4.625%
HK$219,269
+HK$10,979/mo
Deposit HK$16.69M · loan HK$38.95M · min. income ≈ HK$416,580/mo (50% DSR)
Upfront cash ≈ HK$19.06M (deposit + AVD stamp duty HK$2,364,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,383
−HK$14,322/mo
▼ 0.25% · 3.875%
HK$235,487
−HK$7,218/mo
Today · 4.125%
HK$242,705
baseline
▲ 0.50% · 4.625%
HK$257,473
+HK$14,768/mo
Deposit HK$5.56M · loan HK$50.08M · min. income ≈ HK$485,410/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$2,364,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,074
−HK$13,727/mo
▼ 0.25% · 3.875%
HK$260,888
−HK$6,913/mo
Today · 4.125%
HK$267,801
baseline
▲ 0.50% · 4.625%
HK$281,917
+HK$14,116/mo
Deposit HK$5.56M · loan HK$50.08M · min. income ≈ HK$535,602/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$2,364,816 · Scale 2, in force from 26 Feb 2026)