LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,689
−HK$796/mo
▼ 0.25% · 3.875%
HK$13,084
−HK$401/mo
Today · 4.125%
HK$13,485
baseline
▲ 0.50% · 4.625%
HK$14,305
+HK$820/mo
Deposit HK$2.78M · loan HK$2.78M · min. income ≈ HK$26,970/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$125,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,117
−HK$762/mo
▼ 0.25% · 3.875%
HK$14,495
−HK$384/mo
Today · 4.125%
HK$14,879
baseline
▲ 0.50% · 4.625%
HK$15,664
+HK$785/mo
Deposit HK$2.78M · loan HK$2.78M · min. income ≈ HK$29,758/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$125,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,227
−HK$955/mo
▼ 0.25% · 3.875%
HK$15,701
−HK$481/mo
Today · 4.125%
HK$16,182
baseline
▲ 0.50% · 4.625%
HK$17,166
+HK$984/mo
Deposit HK$2.23M · loan HK$3.34M · min. income ≈ HK$32,364/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$125,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,940
−HK$915/mo
▼ 0.25% · 3.875%
HK$17,394
−HK$461/mo
Today · 4.125%
HK$17,855
baseline
▲ 0.50% · 4.625%
HK$18,796
+HK$941/mo
Deposit HK$2.23M · loan HK$3.34M · min. income ≈ HK$35,710/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$125,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,765
−HK$1,114/mo
▼ 0.25% · 3.875%
HK$18,317
−HK$562/mo
Today · 4.125%
HK$18,879
baseline
▲ 0.50% · 4.625%
HK$20,028
+HK$1,149/mo
Deposit HK$1.67M · loan HK$3.90M · min. income ≈ HK$37,758/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$125,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,763
−HK$1,068/mo
▼ 0.25% · 3.875%
HK$20,293
−HK$538/mo
Today · 4.125%
HK$20,831
baseline
▲ 0.50% · 4.625%
HK$21,929
+HK$1,098/mo
Deposit HK$1.67M · loan HK$3.90M · min. income ≈ HK$41,662/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$125,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,840
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$23,551
−HK$722/mo
Today · 4.125%
HK$24,273
baseline
▲ 0.50% · 4.625%
HK$25,750
+HK$1,477/mo
Deposit HK$556K · loan HK$5.01M · min. income ≈ HK$48,546/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$125,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,410
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$26,091
−HK$692/mo
Today · 4.125%
HK$26,783
baseline
▲ 0.50% · 4.625%
HK$28,194
+HK$1,411/mo
Deposit HK$556K · loan HK$5.01M · min. income ≈ HK$53,566/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$125,208 · Scale 2, in force from 26 Feb 2026)