LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,897
−HK$7,957/mo
▼ 0.25% · 3.875%
HK$130,844
−HK$4,010/mo
Today · 4.125%
HK$134,854
baseline
▲ 0.50% · 4.625%
HK$143,060
+HK$8,206/mo
Deposit HK$27.83M · loan HK$27.83M · min. income ≈ HK$269,708/mo (50% DSR)
Upfront cash ≈ HK$30.19M (deposit + AVD stamp duty HK$2,365,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,172
−HK$7,627/mo
▼ 0.25% · 3.875%
HK$144,958
−HK$3,841/mo
Today · 4.125%
HK$148,799
baseline
▲ 0.50% · 4.625%
HK$156,642
+HK$7,843/mo
Deposit HK$27.83M · loan HK$27.83M · min. income ≈ HK$297,598/mo (50% DSR)
Upfront cash ≈ HK$30.19M (deposit + AVD stamp duty HK$2,365,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,276
−HK$9,549/mo
▼ 0.25% · 3.875%
HK$157,013
−HK$4,812/mo
Today · 4.125%
HK$161,825
baseline
▲ 0.50% · 4.625%
HK$171,672
+HK$9,847/mo
Deposit HK$22.26M · loan HK$33.39M · min. income ≈ HK$323,650/mo (50% DSR)
Upfront cash ≈ HK$24.63M (deposit + AVD stamp duty HK$2,365,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,406
−HK$9,152/mo
▼ 0.25% · 3.875%
HK$173,949
−HK$4,609/mo
Today · 4.125%
HK$178,558
baseline
▲ 0.50% · 4.625%
HK$187,970
+HK$9,412/mo
Deposit HK$22.26M · loan HK$33.39M · min. income ≈ HK$357,116/mo (50% DSR)
Upfront cash ≈ HK$24.63M (deposit + AVD stamp duty HK$2,365,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,656
−HK$11,140/mo
▼ 0.25% · 3.875%
HK$183,182
−HK$5,614/mo
Today · 4.125%
HK$188,796
baseline
▲ 0.50% · 4.625%
HK$200,284
+HK$11,488/mo
Deposit HK$16.70M · loan HK$38.96M · min. income ≈ HK$377,592/mo (50% DSR)
Upfront cash ≈ HK$19.06M (deposit + AVD stamp duty HK$2,365,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,640
−HK$10,678/mo
▼ 0.25% · 3.875%
HK$202,941
−HK$5,377/mo
Today · 4.125%
HK$208,318
baseline
▲ 0.50% · 4.625%
HK$219,299
+HK$10,981/mo
Deposit HK$16.70M · loan HK$38.96M · min. income ≈ HK$416,636/mo (50% DSR)
Upfront cash ≈ HK$19.06M (deposit + AVD stamp duty HK$2,365,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,414
−HK$14,324/mo
▼ 0.25% · 3.875%
HK$235,519
−HK$7,219/mo
Today · 4.125%
HK$242,738
baseline
▲ 0.50% · 4.625%
HK$257,508
+HK$14,770/mo
Deposit HK$5.57M · loan HK$50.09M · min. income ≈ HK$485,476/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$2,365,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,109
−HK$13,728/mo
▼ 0.25% · 3.875%
HK$260,924
−HK$6,913/mo
Today · 4.125%
HK$267,837
baseline
▲ 0.50% · 4.625%
HK$281,956
+HK$14,119/mo
Deposit HK$5.57M · loan HK$50.09M · min. income ≈ HK$535,674/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$2,365,137 · Scale 2, in force from 26 Feb 2026)