LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,691
−HK$796/mo
▼ 0.25% · 3.875%
HK$13,085
−HK$402/mo
Today · 4.125%
HK$13,487
baseline
▲ 0.50% · 4.625%
HK$14,307
+HK$820/mo
Deposit HK$2.78M · loan HK$2.78M · min. income ≈ HK$26,974/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$125,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,118
−HK$763/mo
▼ 0.25% · 3.875%
HK$14,497
−HK$384/mo
Today · 4.125%
HK$14,881
baseline
▲ 0.50% · 4.625%
HK$15,665
+HK$784/mo
Deposit HK$2.78M · loan HK$2.78M · min. income ≈ HK$29,762/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$125,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,229
−HK$955/mo
▼ 0.25% · 3.875%
HK$15,703
−HK$481/mo
Today · 4.125%
HK$16,184
baseline
▲ 0.50% · 4.625%
HK$17,169
+HK$985/mo
Deposit HK$2.23M · loan HK$3.34M · min. income ≈ HK$32,368/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$125,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,942
−HK$915/mo
▼ 0.25% · 3.875%
HK$17,396
−HK$461/mo
Today · 4.125%
HK$17,857
baseline
▲ 0.50% · 4.625%
HK$18,799
+HK$942/mo
Deposit HK$2.23M · loan HK$3.34M · min. income ≈ HK$35,714/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$125,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,767
−HK$1,114/mo
▼ 0.25% · 3.875%
HK$18,320
−HK$561/mo
Today · 4.125%
HK$18,881
baseline
▲ 0.50% · 4.625%
HK$20,030
+HK$1,149/mo
Deposit HK$1.67M · loan HK$3.90M · min. income ≈ HK$37,762/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$125,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,766
−HK$1,068/mo
▼ 0.25% · 3.875%
HK$20,296
−HK$538/mo
Today · 4.125%
HK$20,834
baseline
▲ 0.50% · 4.625%
HK$21,932
+HK$1,098/mo
Deposit HK$1.67M · loan HK$3.90M · min. income ≈ HK$41,668/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$125,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,843
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$23,554
−HK$722/mo
Today · 4.125%
HK$24,276
baseline
▲ 0.50% · 4.625%
HK$25,753
+HK$1,477/mo
Deposit HK$557K · loan HK$5.01M · min. income ≈ HK$48,552/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$125,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,413
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$26,095
−HK$691/mo
Today · 4.125%
HK$26,786
baseline
▲ 0.50% · 4.625%
HK$28,198
+HK$1,412/mo
Deposit HK$557K · loan HK$5.01M · min. income ≈ HK$53,572/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$125,224 · Scale 2, in force from 26 Feb 2026)