LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,929
−HK$7,959/mo
▼ 0.25% · 3.875%
HK$130,877
−HK$4,011/mo
Today · 4.125%
HK$134,888
baseline
▲ 0.50% · 4.625%
HK$143,096
+HK$8,208/mo
Deposit HK$27.83M · loan HK$27.83M · min. income ≈ HK$269,776/mo (50% DSR)
Upfront cash ≈ HK$30.20M (deposit + AVD stamp duty HK$2,365,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,207
−HK$7,629/mo
▼ 0.25% · 3.875%
HK$144,994
−HK$3,842/mo
Today · 4.125%
HK$148,836
baseline
▲ 0.50% · 4.625%
HK$156,681
+HK$7,845/mo
Deposit HK$27.83M · loan HK$27.83M · min. income ≈ HK$297,672/mo (50% DSR)
Upfront cash ≈ HK$30.20M (deposit + AVD stamp duty HK$2,365,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,314
−HK$9,552/mo
▼ 0.25% · 3.875%
HK$157,052
−HK$4,814/mo
Today · 4.125%
HK$161,866
baseline
▲ 0.50% · 4.625%
HK$171,715
+HK$9,849/mo
Deposit HK$22.27M · loan HK$33.40M · min. income ≈ HK$323,732/mo (50% DSR)
Upfront cash ≈ HK$24.63M (deposit + AVD stamp duty HK$2,365,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,448
−HK$9,155/mo
▼ 0.25% · 3.875%
HK$173,993
−HK$4,610/mo
Today · 4.125%
HK$178,603
baseline
▲ 0.50% · 4.625%
HK$188,017
+HK$9,414/mo
Deposit HK$22.27M · loan HK$33.40M · min. income ≈ HK$357,206/mo (50% DSR)
Upfront cash ≈ HK$24.63M (deposit + AVD stamp duty HK$2,365,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,700
−HK$11,144/mo
▼ 0.25% · 3.875%
HK$183,228
−HK$5,616/mo
Today · 4.125%
HK$188,844
baseline
▲ 0.50% · 4.625%
HK$200,334
+HK$11,490/mo
Deposit HK$16.70M · loan HK$38.96M · min. income ≈ HK$377,688/mo (50% DSR)
Upfront cash ≈ HK$19.06M (deposit + AVD stamp duty HK$2,365,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,690
−HK$10,680/mo
▼ 0.25% · 3.875%
HK$202,992
−HK$5,378/mo
Today · 4.125%
HK$208,370
baseline
▲ 0.50% · 4.625%
HK$219,354
+HK$10,984/mo
Deposit HK$16.70M · loan HK$38.96M · min. income ≈ HK$416,740/mo (50% DSR)
Upfront cash ≈ HK$19.06M (deposit + AVD stamp duty HK$2,365,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,472
−HK$14,327/mo
▼ 0.25% · 3.875%
HK$235,578
−HK$7,221/mo
Today · 4.125%
HK$242,799
baseline
▲ 0.50% · 4.625%
HK$257,573
+HK$14,774/mo
Deposit HK$5.57M · loan HK$50.10M · min. income ≈ HK$485,598/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$2,365,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,172
−HK$13,733/mo
▼ 0.25% · 3.875%
HK$260,989
−HK$6,916/mo
Today · 4.125%
HK$267,905
baseline
▲ 0.50% · 4.625%
HK$282,026
+HK$14,121/mo
Deposit HK$5.57M · loan HK$50.10M · min. income ≈ HK$535,810/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$2,365,730 · Scale 2, in force from 26 Feb 2026)