LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,933
−HK$7,960/mo
▼ 0.25% · 3.875%
HK$130,882
−HK$4,011/mo
Today · 4.125%
HK$134,893
baseline
▲ 0.50% · 4.625%
HK$143,101
+HK$8,208/mo
Deposit HK$27.83M · loan HK$27.83M · min. income ≈ HK$269,786/mo (50% DSR)
Upfront cash ≈ HK$30.20M (deposit + AVD stamp duty HK$2,365,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,212
−HK$7,629/mo
▼ 0.25% · 3.875%
HK$144,999
−HK$3,842/mo
Today · 4.125%
HK$148,841
baseline
▲ 0.50% · 4.625%
HK$156,687
+HK$7,846/mo
Deposit HK$27.83M · loan HK$27.83M · min. income ≈ HK$297,682/mo (50% DSR)
Upfront cash ≈ HK$30.20M (deposit + AVD stamp duty HK$2,365,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,320
−HK$9,552/mo
▼ 0.25% · 3.875%
HK$157,058
−HK$4,814/mo
Today · 4.125%
HK$161,872
baseline
▲ 0.50% · 4.625%
HK$171,721
+HK$9,849/mo
Deposit HK$22.27M · loan HK$33.40M · min. income ≈ HK$323,744/mo (50% DSR)
Upfront cash ≈ HK$24.63M (deposit + AVD stamp duty HK$2,365,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,454
−HK$9,155/mo
▼ 0.25% · 3.875%
HK$173,999
−HK$4,610/mo
Today · 4.125%
HK$178,609
baseline
▲ 0.50% · 4.625%
HK$188,024
+HK$9,415/mo
Deposit HK$22.27M · loan HK$33.40M · min. income ≈ HK$357,218/mo (50% DSR)
Upfront cash ≈ HK$24.63M (deposit + AVD stamp duty HK$2,365,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,706
−HK$11,144/mo
▼ 0.25% · 3.875%
HK$183,234
−HK$5,616/mo
Today · 4.125%
HK$188,850
baseline
▲ 0.50% · 4.625%
HK$200,341
+HK$11,491/mo
Deposit HK$16.70M · loan HK$38.97M · min. income ≈ HK$377,700/mo (50% DSR)
Upfront cash ≈ HK$19.07M (deposit + AVD stamp duty HK$2,365,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,697
−HK$10,681/mo
▼ 0.25% · 3.875%
HK$202,999
−HK$5,379/mo
Today · 4.125%
HK$208,378
baseline
▲ 0.50% · 4.625%
HK$219,361
+HK$10,983/mo
Deposit HK$16.70M · loan HK$38.97M · min. income ≈ HK$416,756/mo (50% DSR)
Upfront cash ≈ HK$19.07M (deposit + AVD stamp duty HK$2,365,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,480
−HK$14,327/mo
▼ 0.25% · 3.875%
HK$235,587
−HK$7,220/mo
Today · 4.125%
HK$242,807
baseline
▲ 0.50% · 4.625%
HK$257,582
+HK$14,775/mo
Deposit HK$5.57M · loan HK$50.10M · min. income ≈ HK$485,614/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$2,365,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,181
−HK$13,733/mo
▼ 0.25% · 3.875%
HK$260,998
−HK$6,916/mo
Today · 4.125%
HK$267,914
baseline
▲ 0.50% · 4.625%
HK$282,036
+HK$14,122/mo
Deposit HK$5.57M · loan HK$50.10M · min. income ≈ HK$535,828/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$2,365,813 · Scale 2, in force from 26 Feb 2026)