LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,939
−HK$7,960/mo
▼ 0.25% · 3.875%
HK$130,887
−HK$4,012/mo
Today · 4.125%
HK$134,899
baseline
▲ 0.50% · 4.625%
HK$143,107
+HK$8,208/mo
Deposit HK$27.83M · loan HK$27.83M · min. income ≈ HK$269,798/mo (50% DSR)
Upfront cash ≈ HK$30.20M (deposit + AVD stamp duty HK$2,365,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,218
−HK$7,630/mo
▼ 0.25% · 3.875%
HK$145,005
−HK$3,843/mo
Today · 4.125%
HK$148,848
baseline
▲ 0.50% · 4.625%
HK$156,694
+HK$7,846/mo
Deposit HK$27.83M · loan HK$27.83M · min. income ≈ HK$297,696/mo (50% DSR)
Upfront cash ≈ HK$30.20M (deposit + AVD stamp duty HK$2,365,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,327
−HK$9,552/mo
▼ 0.25% · 3.875%
HK$157,065
−HK$4,814/mo
Today · 4.125%
HK$161,879
baseline
▲ 0.50% · 4.625%
HK$171,729
+HK$9,850/mo
Deposit HK$22.27M · loan HK$33.40M · min. income ≈ HK$323,758/mo (50% DSR)
Upfront cash ≈ HK$24.63M (deposit + AVD stamp duty HK$2,365,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,462
−HK$9,155/mo
▼ 0.25% · 3.875%
HK$174,007
−HK$4,610/mo
Today · 4.125%
HK$178,617
baseline
▲ 0.50% · 4.625%
HK$188,032
+HK$9,415/mo
Deposit HK$22.27M · loan HK$33.40M · min. income ≈ HK$357,234/mo (50% DSR)
Upfront cash ≈ HK$24.63M (deposit + AVD stamp duty HK$2,365,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,714
−HK$11,145/mo
▼ 0.25% · 3.875%
HK$183,242
−HK$5,617/mo
Today · 4.125%
HK$188,859
baseline
▲ 0.50% · 4.625%
HK$200,350
+HK$11,491/mo
Deposit HK$16.70M · loan HK$38.97M · min. income ≈ HK$377,718/mo (50% DSR)
Upfront cash ≈ HK$19.07M (deposit + AVD stamp duty HK$2,365,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,705
−HK$10,682/mo
▼ 0.25% · 3.875%
HK$203,008
−HK$5,379/mo
Today · 4.125%
HK$208,387
baseline
▲ 0.50% · 4.625%
HK$219,371
+HK$10,984/mo
Deposit HK$16.70M · loan HK$38.97M · min. income ≈ HK$416,774/mo (50% DSR)
Upfront cash ≈ HK$19.07M (deposit + AVD stamp duty HK$2,365,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,490
−HK$14,328/mo
▼ 0.25% · 3.875%
HK$235,597
−HK$7,221/mo
Today · 4.125%
HK$242,818
baseline
▲ 0.50% · 4.625%
HK$257,593
+HK$14,775/mo
Deposit HK$5.57M · loan HK$50.10M · min. income ≈ HK$485,636/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$2,365,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,193
−HK$13,733/mo
▼ 0.25% · 3.875%
HK$261,010
−HK$6,916/mo
Today · 4.125%
HK$267,926
baseline
▲ 0.50% · 4.625%
HK$282,049
+HK$14,123/mo
Deposit HK$5.57M · loan HK$50.10M · min. income ≈ HK$535,852/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$2,365,917 · Scale 2, in force from 26 Feb 2026)