LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,948
−HK$7,961/mo
▼ 0.25% · 3.875%
HK$130,897
−HK$4,012/mo
Today · 4.125%
HK$134,909
baseline
▲ 0.50% · 4.625%
HK$143,118
+HK$8,209/mo
Deposit HK$27.84M · loan HK$27.84M · min. income ≈ HK$269,818/mo (50% DSR)
Upfront cash ≈ HK$30.20M (deposit + AVD stamp duty HK$2,366,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,229
−HK$7,630/mo
▼ 0.25% · 3.875%
HK$145,016
−HK$3,843/mo
Today · 4.125%
HK$148,859
baseline
▲ 0.50% · 4.625%
HK$156,705
+HK$7,846/mo
Deposit HK$27.84M · loan HK$27.84M · min. income ≈ HK$297,718/mo (50% DSR)
Upfront cash ≈ HK$30.20M (deposit + AVD stamp duty HK$2,366,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,338
−HK$9,553/mo
▼ 0.25% · 3.875%
HK$157,076
−HK$4,815/mo
Today · 4.125%
HK$161,891
baseline
▲ 0.50% · 4.625%
HK$171,741
+HK$9,850/mo
Deposit HK$22.27M · loan HK$33.40M · min. income ≈ HK$323,782/mo (50% DSR)
Upfront cash ≈ HK$24.64M (deposit + AVD stamp duty HK$2,366,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,474
−HK$9,156/mo
▼ 0.25% · 3.875%
HK$174,019
−HK$4,611/mo
Today · 4.125%
HK$178,630
baseline
▲ 0.50% · 4.625%
HK$188,046
+HK$9,416/mo
Deposit HK$22.27M · loan HK$33.40M · min. income ≈ HK$357,260/mo (50% DSR)
Upfront cash ≈ HK$24.64M (deposit + AVD stamp duty HK$2,366,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,727
−HK$11,145/mo
▼ 0.25% · 3.875%
HK$183,256
−HK$5,616/mo
Today · 4.125%
HK$188,872
baseline
▲ 0.50% · 4.625%
HK$200,365
+HK$11,493/mo
Deposit HK$16.70M · loan HK$38.97M · min. income ≈ HK$377,744/mo (50% DSR)
Upfront cash ≈ HK$19.07M (deposit + AVD stamp duty HK$2,366,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,720
−HK$10,682/mo
▼ 0.25% · 3.875%
HK$203,023
−HK$5,379/mo
Today · 4.125%
HK$208,402
baseline
▲ 0.50% · 4.625%
HK$219,387
+HK$10,985/mo
Deposit HK$16.70M · loan HK$38.97M · min. income ≈ HK$416,804/mo (50% DSR)
Upfront cash ≈ HK$19.07M (deposit + AVD stamp duty HK$2,366,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,507
−HK$14,329/mo
▼ 0.25% · 3.875%
HK$235,615
−HK$7,221/mo
Today · 4.125%
HK$242,836
baseline
▲ 0.50% · 4.625%
HK$257,612
+HK$14,776/mo
Deposit HK$5.57M · loan HK$50.11M · min. income ≈ HK$485,672/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$2,366,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,211
−HK$13,735/mo
▼ 0.25% · 3.875%
HK$261,029
−HK$6,917/mo
Today · 4.125%
HK$267,946
baseline
▲ 0.50% · 4.625%
HK$282,069
+HK$14,123/mo
Deposit HK$5.57M · loan HK$50.11M · min. income ≈ HK$535,892/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$2,366,092 · Scale 2, in force from 26 Feb 2026)