LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,696
−HK$797/mo
▼ 0.25% · 3.875%
HK$13,091
−HK$402/mo
Today · 4.125%
HK$13,493
baseline
▲ 0.50% · 4.625%
HK$14,314
+HK$821/mo
Deposit HK$2.78M · loan HK$2.78M · min. income ≈ HK$26,986/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$125,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,125
−HK$763/mo
▼ 0.25% · 3.875%
HK$14,503
−HK$385/mo
Today · 4.125%
HK$14,888
baseline
▲ 0.50% · 4.625%
HK$15,672
+HK$784/mo
Deposit HK$2.78M · loan HK$2.78M · min. income ≈ HK$29,776/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$125,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,236
−HK$955/mo
▼ 0.25% · 3.875%
HK$15,710
−HK$481/mo
Today · 4.125%
HK$16,191
baseline
▲ 0.50% · 4.625%
HK$17,176
+HK$985/mo
Deposit HK$2.23M · loan HK$3.34M · min. income ≈ HK$32,382/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$125,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,950
−HK$915/mo
▼ 0.25% · 3.875%
HK$17,404
−HK$461/mo
Today · 4.125%
HK$17,865
baseline
▲ 0.50% · 4.625%
HK$18,807
+HK$942/mo
Deposit HK$2.23M · loan HK$3.34M · min. income ≈ HK$35,730/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$125,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,775
−HK$1,115/mo
▼ 0.25% · 3.875%
HK$18,328
−HK$562/mo
Today · 4.125%
HK$18,890
baseline
▲ 0.50% · 4.625%
HK$20,039
+HK$1,149/mo
Deposit HK$1.67M · loan HK$3.90M · min. income ≈ HK$37,780/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$125,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,774
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$20,305
−HK$538/mo
Today · 4.125%
HK$20,843
baseline
▲ 0.50% · 4.625%
HK$21,941
+HK$1,098/mo
Deposit HK$1.67M · loan HK$3.90M · min. income ≈ HK$41,686/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$125,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,854
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$23,564
−HK$723/mo
Today · 4.125%
HK$24,287
baseline
▲ 0.50% · 4.625%
HK$25,764
+HK$1,477/mo
Deposit HK$557K · loan HK$5.01M · min. income ≈ HK$48,574/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$125,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,424
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$26,106
−HK$692/mo
Today · 4.125%
HK$26,798
baseline
▲ 0.50% · 4.625%
HK$28,210
+HK$1,412/mo
Deposit HK$557K · loan HK$5.01M · min. income ≈ HK$53,596/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$125,280 · Scale 2, in force from 26 Feb 2026)