LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,698
−HK$796/mo
▼ 0.25% · 3.875%
HK$13,093
−HK$401/mo
Today · 4.125%
HK$13,494
baseline
▲ 0.50% · 4.625%
HK$14,315
+HK$821/mo
Deposit HK$2.78M · loan HK$2.78M · min. income ≈ HK$26,988/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$125,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,126
−HK$764/mo
▼ 0.25% · 3.875%
HK$14,505
−HK$385/mo
Today · 4.125%
HK$14,890
baseline
▲ 0.50% · 4.625%
HK$15,674
+HK$784/mo
Deposit HK$2.78M · loan HK$2.78M · min. income ≈ HK$29,780/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$125,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,238
−HK$955/mo
▼ 0.25% · 3.875%
HK$15,711
−HK$482/mo
Today · 4.125%
HK$16,193
baseline
▲ 0.50% · 4.625%
HK$17,178
+HK$985/mo
Deposit HK$2.23M · loan HK$3.34M · min. income ≈ HK$32,386/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$125,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,952
−HK$915/mo
▼ 0.25% · 3.875%
HK$17,406
−HK$461/mo
Today · 4.125%
HK$17,867
baseline
▲ 0.50% · 4.625%
HK$18,809
+HK$942/mo
Deposit HK$2.23M · loan HK$3.34M · min. income ≈ HK$35,734/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$125,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,777
−HK$1,115/mo
▼ 0.25% · 3.875%
HK$18,330
−HK$562/mo
Today · 4.125%
HK$18,892
baseline
▲ 0.50% · 4.625%
HK$20,041
+HK$1,149/mo
Deposit HK$1.67M · loan HK$3.90M · min. income ≈ HK$37,784/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$125,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,777
−HK$1,068/mo
▼ 0.25% · 3.875%
HK$20,307
−HK$538/mo
Today · 4.125%
HK$20,845
baseline
▲ 0.50% · 4.625%
HK$21,944
+HK$1,099/mo
Deposit HK$1.67M · loan HK$3.90M · min. income ≈ HK$41,690/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$125,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,856
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$23,567
−HK$723/mo
Today · 4.125%
HK$24,290
baseline
▲ 0.50% · 4.625%
HK$25,768
+HK$1,478/mo
Deposit HK$557K · loan HK$5.01M · min. income ≈ HK$48,580/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$125,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,427
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$26,109
−HK$692/mo
Today · 4.125%
HK$26,801
baseline
▲ 0.50% · 4.625%
HK$28,214
+HK$1,413/mo
Deposit HK$557K · loan HK$5.01M · min. income ≈ HK$53,602/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$125,295 · Scale 2, in force from 26 Feb 2026)