LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,698
−HK$797/mo
▼ 0.25% · 3.875%
HK$13,093
−HK$402/mo
Today · 4.125%
HK$13,495
baseline
▲ 0.50% · 4.625%
HK$14,316
+HK$821/mo
Deposit HK$2.78M · loan HK$2.78M · min. income ≈ HK$26,990/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$125,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,127
−HK$763/mo
▼ 0.25% · 3.875%
HK$14,506
−HK$384/mo
Today · 4.125%
HK$14,890
baseline
▲ 0.50% · 4.625%
HK$15,675
+HK$785/mo
Deposit HK$2.78M · loan HK$2.78M · min. income ≈ HK$29,780/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$125,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,238
−HK$956/mo
▼ 0.25% · 3.875%
HK$15,712
−HK$482/mo
Today · 4.125%
HK$16,194
baseline
▲ 0.50% · 4.625%
HK$17,179
+HK$985/mo
Deposit HK$2.23M · loan HK$3.34M · min. income ≈ HK$32,388/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$125,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,952
−HK$916/mo
▼ 0.25% · 3.875%
HK$17,407
−HK$461/mo
Today · 4.125%
HK$17,868
baseline
▲ 0.50% · 4.625%
HK$18,810
+HK$942/mo
Deposit HK$2.23M · loan HK$3.34M · min. income ≈ HK$35,736/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$125,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,778
−HK$1,114/mo
▼ 0.25% · 3.875%
HK$18,331
−HK$561/mo
Today · 4.125%
HK$18,892
baseline
▲ 0.50% · 4.625%
HK$20,042
+HK$1,150/mo
Deposit HK$1.67M · loan HK$3.90M · min. income ≈ HK$37,784/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$125,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,777
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$20,308
−HK$538/mo
Today · 4.125%
HK$20,846
baseline
▲ 0.50% · 4.625%
HK$21,945
+HK$1,099/mo
Deposit HK$1.67M · loan HK$3.90M · min. income ≈ HK$41,692/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$125,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,857
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$23,568
−HK$722/mo
Today · 4.125%
HK$24,290
baseline
▲ 0.50% · 4.625%
HK$25,768
+HK$1,478/mo
Deposit HK$557K · loan HK$5.01M · min. income ≈ HK$48,580/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$125,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,428
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$26,110
−HK$692/mo
Today · 4.125%
HK$26,802
baseline
▲ 0.50% · 4.625%
HK$28,215
+HK$1,413/mo
Deposit HK$557K · loan HK$5.01M · min. income ≈ HK$53,604/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$125,299 · Scale 2, in force from 26 Feb 2026)