LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,992
−HK$7,964/mo
▼ 0.25% · 3.875%
HK$130,943
−HK$4,013/mo
Today · 4.125%
HK$134,956
baseline
▲ 0.50% · 4.625%
HK$143,168
+HK$8,212/mo
Deposit HK$27.85M · loan HK$27.85M · min. income ≈ HK$269,912/mo (50% DSR)
Upfront cash ≈ HK$30.21M (deposit + AVD stamp duty HK$2,366,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,278
−HK$7,633/mo
▼ 0.25% · 3.875%
HK$145,067
−HK$3,844/mo
Today · 4.125%
HK$148,911
baseline
▲ 0.50% · 4.625%
HK$156,760
+HK$7,849/mo
Deposit HK$27.85M · loan HK$27.85M · min. income ≈ HK$297,822/mo (50% DSR)
Upfront cash ≈ HK$30.21M (deposit + AVD stamp duty HK$2,366,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,391
−HK$9,556/mo
▼ 0.25% · 3.875%
HK$157,131
−HK$4,816/mo
Today · 4.125%
HK$161,947
baseline
▲ 0.50% · 4.625%
HK$171,801
+HK$9,854/mo
Deposit HK$22.28M · loan HK$33.42M · min. income ≈ HK$323,894/mo (50% DSR)
Upfront cash ≈ HK$24.64M (deposit + AVD stamp duty HK$2,366,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,533
−HK$9,160/mo
▼ 0.25% · 3.875%
HK$174,080
−HK$4,613/mo
Today · 4.125%
HK$178,693
baseline
▲ 0.50% · 4.625%
HK$188,112
+HK$9,419/mo
Deposit HK$22.28M · loan HK$33.42M · min. income ≈ HK$357,386/mo (50% DSR)
Upfront cash ≈ HK$24.64M (deposit + AVD stamp duty HK$2,366,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,789
−HK$11,149/mo
▼ 0.25% · 3.875%
HK$183,320
−HK$5,618/mo
Today · 4.125%
HK$188,938
baseline
▲ 0.50% · 4.625%
HK$200,435
+HK$11,497/mo
Deposit HK$16.71M · loan HK$38.98M · min. income ≈ HK$377,876/mo (50% DSR)
Upfront cash ≈ HK$19.07M (deposit + AVD stamp duty HK$2,366,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,789
−HK$10,686/mo
▼ 0.25% · 3.875%
HK$203,093
−HK$5,382/mo
Today · 4.125%
HK$208,475
baseline
▲ 0.50% · 4.625%
HK$219,464
+HK$10,989/mo
Deposit HK$16.71M · loan HK$38.98M · min. income ≈ HK$416,950/mo (50% DSR)
Upfront cash ≈ HK$19.07M (deposit + AVD stamp duty HK$2,366,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,586
−HK$14,335/mo
▼ 0.25% · 3.875%
HK$235,697
−HK$7,224/mo
Today · 4.125%
HK$242,921
baseline
▲ 0.50% · 4.625%
HK$257,702
+HK$14,781/mo
Deposit HK$5.57M · loan HK$50.12M · min. income ≈ HK$485,842/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$2,366,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,300
−HK$13,739/mo
▼ 0.25% · 3.875%
HK$261,120
−HK$6,919/mo
Today · 4.125%
HK$268,039
baseline
▲ 0.50% · 4.625%
HK$282,168
+HK$14,129/mo
Deposit HK$5.57M · loan HK$50.12M · min. income ≈ HK$536,078/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$2,366,917 · Scale 2, in force from 26 Feb 2026)