LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,994
−HK$7,963/mo
▼ 0.25% · 3.875%
HK$130,944
−HK$4,013/mo
Today · 4.125%
HK$134,957
baseline
▲ 0.50% · 4.625%
HK$143,169
+HK$8,212/mo
Deposit HK$27.85M · loan HK$27.85M · min. income ≈ HK$269,914/mo (50% DSR)
Upfront cash ≈ HK$30.21M (deposit + AVD stamp duty HK$2,366,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,279
−HK$7,633/mo
▼ 0.25% · 3.875%
HK$145,068
−HK$3,844/mo
Today · 4.125%
HK$148,912
baseline
▲ 0.50% · 4.625%
HK$156,761
+HK$7,849/mo
Deposit HK$27.85M · loan HK$27.85M · min. income ≈ HK$297,824/mo (50% DSR)
Upfront cash ≈ HK$30.21M (deposit + AVD stamp duty HK$2,366,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,392
−HK$9,557/mo
▼ 0.25% · 3.875%
HK$157,133
−HK$4,816/mo
Today · 4.125%
HK$161,949
baseline
▲ 0.50% · 4.625%
HK$171,803
+HK$9,854/mo
Deposit HK$22.28M · loan HK$33.42M · min. income ≈ HK$323,898/mo (50% DSR)
Upfront cash ≈ HK$24.64M (deposit + AVD stamp duty HK$2,366,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,535
−HK$9,159/mo
▼ 0.25% · 3.875%
HK$174,082
−HK$4,612/mo
Today · 4.125%
HK$178,694
baseline
▲ 0.50% · 4.625%
HK$188,114
+HK$9,420/mo
Deposit HK$22.28M · loan HK$33.42M · min. income ≈ HK$357,388/mo (50% DSR)
Upfront cash ≈ HK$24.64M (deposit + AVD stamp duty HK$2,366,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,791
−HK$11,149/mo
▼ 0.25% · 3.875%
HK$183,321
−HK$5,619/mo
Today · 4.125%
HK$188,940
baseline
▲ 0.50% · 4.625%
HK$200,437
+HK$11,497/mo
Deposit HK$16.71M · loan HK$38.98M · min. income ≈ HK$377,880/mo (50% DSR)
Upfront cash ≈ HK$19.07M (deposit + AVD stamp duty HK$2,366,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,791
−HK$10,686/mo
▼ 0.25% · 3.875%
HK$203,095
−HK$5,382/mo
Today · 4.125%
HK$208,477
baseline
▲ 0.50% · 4.625%
HK$219,466
+HK$10,989/mo
Deposit HK$16.71M · loan HK$38.98M · min. income ≈ HK$416,954/mo (50% DSR)
Upfront cash ≈ HK$19.07M (deposit + AVD stamp duty HK$2,366,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,588
−HK$14,335/mo
▼ 0.25% · 3.875%
HK$235,699
−HK$7,224/mo
Today · 4.125%
HK$242,923
baseline
▲ 0.50% · 4.625%
HK$257,704
+HK$14,781/mo
Deposit HK$5.57M · loan HK$50.12M · min. income ≈ HK$485,846/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$2,366,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,302
−HK$13,740/mo
▼ 0.25% · 3.875%
HK$261,123
−HK$6,919/mo
Today · 4.125%
HK$268,042
baseline
▲ 0.50% · 4.625%
HK$282,170
+HK$14,128/mo
Deposit HK$5.57M · loan HK$50.12M · min. income ≈ HK$536,084/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$2,366,939 · Scale 2, in force from 26 Feb 2026)