LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,014
−HK$7,965/mo
▼ 0.25% · 3.875%
HK$130,965
−HK$4,014/mo
Today · 4.125%
HK$134,979
baseline
▲ 0.50% · 4.625%
HK$143,192
+HK$8,213/mo
Deposit HK$27.85M · loan HK$27.85M · min. income ≈ HK$269,958/mo (50% DSR)
Upfront cash ≈ HK$30.22M (deposit + AVD stamp duty HK$2,367,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,302
−HK$7,634/mo
▼ 0.25% · 3.875%
HK$145,092
−HK$3,844/mo
Today · 4.125%
HK$148,936
baseline
▲ 0.50% · 4.625%
HK$156,787
+HK$7,851/mo
Deposit HK$27.85M · loan HK$27.85M · min. income ≈ HK$297,872/mo (50% DSR)
Upfront cash ≈ HK$30.22M (deposit + AVD stamp duty HK$2,367,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,417
−HK$9,558/mo
▼ 0.25% · 3.875%
HK$157,158
−HK$4,817/mo
Today · 4.125%
HK$161,975
baseline
▲ 0.50% · 4.625%
HK$171,831
+HK$9,856/mo
Deposit HK$22.28M · loan HK$33.42M · min. income ≈ HK$323,950/mo (50% DSR)
Upfront cash ≈ HK$24.65M (deposit + AVD stamp duty HK$2,367,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,562
−HK$9,161/mo
▼ 0.25% · 3.875%
HK$174,110
−HK$4,613/mo
Today · 4.125%
HK$178,723
baseline
▲ 0.50% · 4.625%
HK$188,144
+HK$9,421/mo
Deposit HK$22.28M · loan HK$33.42M · min. income ≈ HK$357,446/mo (50% DSR)
Upfront cash ≈ HK$24.65M (deposit + AVD stamp duty HK$2,367,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,820
−HK$11,151/mo
▼ 0.25% · 3.875%
HK$183,351
−HK$5,620/mo
Today · 4.125%
HK$188,971
baseline
▲ 0.50% · 4.625%
HK$200,469
+HK$11,498/mo
Deposit HK$16.71M · loan HK$38.99M · min. income ≈ HK$377,942/mo (50% DSR)
Upfront cash ≈ HK$19.08M (deposit + AVD stamp duty HK$2,367,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,823
−HK$10,688/mo
▼ 0.25% · 3.875%
HK$203,128
−HK$5,383/mo
Today · 4.125%
HK$208,511
baseline
▲ 0.50% · 4.625%
HK$219,501
+HK$10,990/mo
Deposit HK$16.71M · loan HK$38.99M · min. income ≈ HK$417,022/mo (50% DSR)
Upfront cash ≈ HK$19.08M (deposit + AVD stamp duty HK$2,367,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,626
−HK$14,336/mo
▼ 0.25% · 3.875%
HK$235,737
−HK$7,225/mo
Today · 4.125%
HK$242,962
baseline
▲ 0.50% · 4.625%
HK$257,746
+HK$14,784/mo
Deposit HK$5.57M · loan HK$50.13M · min. income ≈ HK$485,924/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$2,367,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,344
−HK$13,741/mo
▼ 0.25% · 3.875%
HK$261,165
−HK$6,920/mo
Today · 4.125%
HK$268,085
baseline
▲ 0.50% · 4.625%
HK$282,216
+HK$14,131/mo
Deposit HK$5.57M · loan HK$50.13M · min. income ≈ HK$536,170/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$2,367,323 · Scale 2, in force from 26 Feb 2026)