LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,702
−HK$796/mo
▼ 0.25% · 3.875%
HK$13,097
−HK$401/mo
Today · 4.125%
HK$13,498
baseline
▲ 0.50% · 4.625%
HK$14,319
+HK$821/mo
Deposit HK$2.79M · loan HK$2.79M · min. income ≈ HK$26,996/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$125,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,130
−HK$764/mo
▼ 0.25% · 3.875%
HK$14,509
−HK$385/mo
Today · 4.125%
HK$14,894
baseline
▲ 0.50% · 4.625%
HK$15,679
+HK$785/mo
Deposit HK$2.79M · loan HK$2.79M · min. income ≈ HK$29,788/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$125,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,242
−HK$956/mo
▼ 0.25% · 3.875%
HK$15,716
−HK$482/mo
Today · 4.125%
HK$16,198
baseline
▲ 0.50% · 4.625%
HK$17,183
+HK$985/mo
Deposit HK$2.23M · loan HK$3.34M · min. income ≈ HK$32,396/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$125,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,957
−HK$916/mo
▼ 0.25% · 3.875%
HK$17,411
−HK$462/mo
Today · 4.125%
HK$17,873
baseline
▲ 0.50% · 4.625%
HK$18,815
+HK$942/mo
Deposit HK$2.23M · loan HK$3.34M · min. income ≈ HK$35,746/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$125,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,782
−HK$1,115/mo
▼ 0.25% · 3.875%
HK$18,335
−HK$562/mo
Today · 4.125%
HK$18,897
baseline
▲ 0.50% · 4.625%
HK$20,047
+HK$1,150/mo
Deposit HK$1.67M · loan HK$3.90M · min. income ≈ HK$37,794/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$125,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,783
−HK$1,068/mo
▼ 0.25% · 3.875%
HK$20,313
−HK$538/mo
Today · 4.125%
HK$20,851
baseline
▲ 0.50% · 4.625%
HK$21,951
+HK$1,100/mo
Deposit HK$1.67M · loan HK$3.90M · min. income ≈ HK$41,702/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$125,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,863
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$23,574
−HK$723/mo
Today · 4.125%
HK$24,297
baseline
▲ 0.50% · 4.625%
HK$25,775
+HK$1,478/mo
Deposit HK$557K · loan HK$5.01M · min. income ≈ HK$48,594/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$125,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,435
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$26,117
−HK$692/mo
Today · 4.125%
HK$26,809
baseline
▲ 0.50% · 4.625%
HK$28,222
+HK$1,413/mo
Deposit HK$557K · loan HK$5.01M · min. income ≈ HK$53,618/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$125,332 · Scale 2, in force from 26 Feb 2026)