LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,019
−HK$7,965/mo
▼ 0.25% · 3.875%
HK$130,970
−HK$4,014/mo
Today · 4.125%
HK$134,984
baseline
▲ 0.50% · 4.625%
HK$143,198
+HK$8,214/mo
Deposit HK$27.85M · loan HK$27.85M · min. income ≈ HK$269,968/mo (50% DSR)
Upfront cash ≈ HK$30.22M (deposit + AVD stamp duty HK$2,367,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,307
−HK$7,635/mo
▼ 0.25% · 3.875%
HK$145,097
−HK$3,845/mo
Today · 4.125%
HK$148,942
baseline
▲ 0.50% · 4.625%
HK$156,793
+HK$7,851/mo
Deposit HK$27.85M · loan HK$27.85M · min. income ≈ HK$297,884/mo (50% DSR)
Upfront cash ≈ HK$30.22M (deposit + AVD stamp duty HK$2,367,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,423
−HK$9,558/mo
▼ 0.25% · 3.875%
HK$157,164
−HK$4,817/mo
Today · 4.125%
HK$161,981
baseline
▲ 0.50% · 4.625%
HK$171,837
+HK$9,856/mo
Deposit HK$22.28M · loan HK$33.42M · min. income ≈ HK$323,962/mo (50% DSR)
Upfront cash ≈ HK$24.65M (deposit + AVD stamp duty HK$2,367,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,569
−HK$9,161/mo
▼ 0.25% · 3.875%
HK$174,117
−HK$4,613/mo
Today · 4.125%
HK$178,730
baseline
▲ 0.50% · 4.625%
HK$188,151
+HK$9,421/mo
Deposit HK$22.28M · loan HK$33.42M · min. income ≈ HK$357,460/mo (50% DSR)
Upfront cash ≈ HK$24.65M (deposit + AVD stamp duty HK$2,367,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,827
−HK$11,151/mo
▼ 0.25% · 3.875%
HK$183,358
−HK$5,620/mo
Today · 4.125%
HK$188,978
baseline
▲ 0.50% · 4.625%
HK$200,477
+HK$11,499/mo
Deposit HK$16.71M · loan HK$38.99M · min. income ≈ HK$377,956/mo (50% DSR)
Upfront cash ≈ HK$19.08M (deposit + AVD stamp duty HK$2,367,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,830
−HK$10,688/mo
▼ 0.25% · 3.875%
HK$203,136
−HK$5,382/mo
Today · 4.125%
HK$208,518
baseline
▲ 0.50% · 4.625%
HK$219,510
+HK$10,992/mo
Deposit HK$16.71M · loan HK$38.99M · min. income ≈ HK$417,036/mo (50% DSR)
Upfront cash ≈ HK$19.08M (deposit + AVD stamp duty HK$2,367,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,634
−HK$14,337/mo
▼ 0.25% · 3.875%
HK$235,746
−HK$7,225/mo
Today · 4.125%
HK$242,971
baseline
▲ 0.50% · 4.625%
HK$257,756
+HK$14,785/mo
Deposit HK$5.57M · loan HK$50.13M · min. income ≈ HK$485,942/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$2,367,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,353
−HK$13,742/mo
▼ 0.25% · 3.875%
HK$261,175
−HK$6,920/mo
Today · 4.125%
HK$268,095
baseline
▲ 0.50% · 4.625%
HK$282,227
+HK$14,132/mo
Deposit HK$5.57M · loan HK$50.13M · min. income ≈ HK$536,190/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$2,367,412 · Scale 2, in force from 26 Feb 2026)