LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,020
−HK$7,965/mo
▼ 0.25% · 3.875%
HK$130,971
−HK$4,014/mo
Today · 4.125%
HK$134,985
baseline
▲ 0.50% · 4.625%
HK$143,199
+HK$8,214/mo
Deposit HK$27.85M · loan HK$27.85M · min. income ≈ HK$269,970/mo (50% DSR)
Upfront cash ≈ HK$30.22M (deposit + AVD stamp duty HK$2,367,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,309
−HK$7,634/mo
▼ 0.25% · 3.875%
HK$145,098
−HK$3,845/mo
Today · 4.125%
HK$148,943
baseline
▲ 0.50% · 4.625%
HK$156,794
+HK$7,851/mo
Deposit HK$27.85M · loan HK$27.85M · min. income ≈ HK$297,886/mo (50% DSR)
Upfront cash ≈ HK$30.22M (deposit + AVD stamp duty HK$2,367,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,424
−HK$9,559/mo
▼ 0.25% · 3.875%
HK$157,165
−HK$4,818/mo
Today · 4.125%
HK$161,983
baseline
▲ 0.50% · 4.625%
HK$171,839
+HK$9,856/mo
Deposit HK$22.28M · loan HK$33.42M · min. income ≈ HK$323,966/mo (50% DSR)
Upfront cash ≈ HK$24.65M (deposit + AVD stamp duty HK$2,367,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,570
−HK$9,162/mo
▼ 0.25% · 3.875%
HK$174,118
−HK$4,614/mo
Today · 4.125%
HK$178,732
baseline
▲ 0.50% · 4.625%
HK$188,153
+HK$9,421/mo
Deposit HK$22.28M · loan HK$33.42M · min. income ≈ HK$357,464/mo (50% DSR)
Upfront cash ≈ HK$24.65M (deposit + AVD stamp duty HK$2,367,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,828
−HK$11,152/mo
▼ 0.25% · 3.875%
HK$183,360
−HK$5,620/mo
Today · 4.125%
HK$188,980
baseline
▲ 0.50% · 4.625%
HK$200,479
+HK$11,499/mo
Deposit HK$16.71M · loan HK$38.99M · min. income ≈ HK$377,960/mo (50% DSR)
Upfront cash ≈ HK$19.08M (deposit + AVD stamp duty HK$2,367,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,832
−HK$10,688/mo
▼ 0.25% · 3.875%
HK$203,138
−HK$5,382/mo
Today · 4.125%
HK$208,520
baseline
▲ 0.50% · 4.625%
HK$219,512
+HK$10,992/mo
Deposit HK$16.71M · loan HK$38.99M · min. income ≈ HK$417,040/mo (50% DSR)
Upfront cash ≈ HK$19.08M (deposit + AVD stamp duty HK$2,367,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,636
−HK$14,338/mo
▼ 0.25% · 3.875%
HK$235,748
−HK$7,226/mo
Today · 4.125%
HK$242,974
baseline
▲ 0.50% · 4.625%
HK$257,758
+HK$14,784/mo
Deposit HK$5.57M · loan HK$50.13M · min. income ≈ HK$485,948/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$2,367,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,356
−HK$13,742/mo
▼ 0.25% · 3.875%
HK$261,177
−HK$6,921/mo
Today · 4.125%
HK$268,098
baseline
▲ 0.50% · 4.625%
HK$282,229
+HK$14,131/mo
Deposit HK$5.57M · loan HK$50.13M · min. income ≈ HK$536,196/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$2,367,435 · Scale 2, in force from 26 Feb 2026)