LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,023
−HK$7,965/mo
▼ 0.25% · 3.875%
HK$130,974
−HK$4,014/mo
Today · 4.125%
HK$134,988
baseline
▲ 0.50% · 4.625%
HK$143,202
+HK$8,214/mo
Deposit HK$27.85M · loan HK$27.85M · min. income ≈ HK$269,976/mo (50% DSR)
Upfront cash ≈ HK$30.22M (deposit + AVD stamp duty HK$2,367,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,312
−HK$7,634/mo
▼ 0.25% · 3.875%
HK$145,102
−HK$3,844/mo
Today · 4.125%
HK$148,946
baseline
▲ 0.50% · 4.625%
HK$156,798
+HK$7,852/mo
Deposit HK$27.85M · loan HK$27.85M · min. income ≈ HK$297,892/mo (50% DSR)
Upfront cash ≈ HK$30.22M (deposit + AVD stamp duty HK$2,367,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,428
−HK$9,558/mo
▼ 0.25% · 3.875%
HK$157,169
−HK$4,817/mo
Today · 4.125%
HK$161,986
baseline
▲ 0.50% · 4.625%
HK$171,843
+HK$9,857/mo
Deposit HK$22.28M · loan HK$33.42M · min. income ≈ HK$323,972/mo (50% DSR)
Upfront cash ≈ HK$24.65M (deposit + AVD stamp duty HK$2,367,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,574
−HK$9,162/mo
▼ 0.25% · 3.875%
HK$174,122
−HK$4,614/mo
Today · 4.125%
HK$178,736
baseline
▲ 0.50% · 4.625%
HK$188,157
+HK$9,421/mo
Deposit HK$22.28M · loan HK$33.42M · min. income ≈ HK$357,472/mo (50% DSR)
Upfront cash ≈ HK$24.65M (deposit + AVD stamp duty HK$2,367,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,832
−HK$11,152/mo
▼ 0.25% · 3.875%
HK$183,364
−HK$5,620/mo
Today · 4.125%
HK$188,984
baseline
▲ 0.50% · 4.625%
HK$200,483
+HK$11,499/mo
Deposit HK$16.71M · loan HK$38.99M · min. income ≈ HK$377,968/mo (50% DSR)
Upfront cash ≈ HK$19.08M (deposit + AVD stamp duty HK$2,367,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,836
−HK$10,689/mo
▼ 0.25% · 3.875%
HK$203,142
−HK$5,383/mo
Today · 4.125%
HK$208,525
baseline
▲ 0.50% · 4.625%
HK$219,517
+HK$10,992/mo
Deposit HK$16.71M · loan HK$38.99M · min. income ≈ HK$417,050/mo (50% DSR)
Upfront cash ≈ HK$19.08M (deposit + AVD stamp duty HK$2,367,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,641
−HK$14,338/mo
▼ 0.25% · 3.875%
HK$235,753
−HK$7,226/mo
Today · 4.125%
HK$242,979
baseline
▲ 0.50% · 4.625%
HK$257,764
+HK$14,785/mo
Deposit HK$5.57M · loan HK$50.14M · min. income ≈ HK$485,958/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$2,367,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,361
−HK$13,743/mo
▼ 0.25% · 3.875%
HK$261,183
−HK$6,921/mo
Today · 4.125%
HK$268,104
baseline
▲ 0.50% · 4.625%
HK$282,236
+HK$14,132/mo
Deposit HK$5.57M · loan HK$50.14M · min. income ≈ HK$536,208/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$2,367,487 · Scale 2, in force from 26 Feb 2026)