LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,030
−HK$7,965/mo
▼ 0.25% · 3.875%
HK$130,981
−HK$4,014/mo
Today · 4.125%
HK$134,995
baseline
▲ 0.50% · 4.625%
HK$143,210
+HK$8,215/mo
Deposit HK$27.85M · loan HK$27.85M · min. income ≈ HK$269,990/mo (50% DSR)
Upfront cash ≈ HK$30.22M (deposit + AVD stamp duty HK$2,367,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,319
−HK$7,635/mo
▼ 0.25% · 3.875%
HK$145,109
−HK$3,845/mo
Today · 4.125%
HK$148,954
baseline
▲ 0.50% · 4.625%
HK$156,806
+HK$7,852/mo
Deposit HK$27.85M · loan HK$27.85M · min. income ≈ HK$297,908/mo (50% DSR)
Upfront cash ≈ HK$30.22M (deposit + AVD stamp duty HK$2,367,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,436
−HK$9,559/mo
▼ 0.25% · 3.875%
HK$157,177
−HK$4,818/mo
Today · 4.125%
HK$161,995
baseline
▲ 0.50% · 4.625%
HK$171,852
+HK$9,857/mo
Deposit HK$22.28M · loan HK$33.43M · min. income ≈ HK$323,990/mo (50% DSR)
Upfront cash ≈ HK$24.65M (deposit + AVD stamp duty HK$2,367,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,583
−HK$9,162/mo
▼ 0.25% · 3.875%
HK$174,131
−HK$4,614/mo
Today · 4.125%
HK$178,745
baseline
▲ 0.50% · 4.625%
HK$188,167
+HK$9,422/mo
Deposit HK$22.28M · loan HK$33.43M · min. income ≈ HK$357,490/mo (50% DSR)
Upfront cash ≈ HK$24.65M (deposit + AVD stamp duty HK$2,367,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,841
−HK$11,153/mo
▼ 0.25% · 3.875%
HK$183,373
−HK$5,621/mo
Today · 4.125%
HK$188,994
baseline
▲ 0.50% · 4.625%
HK$200,493
+HK$11,499/mo
Deposit HK$16.71M · loan HK$39.00M · min. income ≈ HK$377,988/mo (50% DSR)
Upfront cash ≈ HK$19.08M (deposit + AVD stamp duty HK$2,367,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,847
−HK$10,689/mo
▼ 0.25% · 3.875%
HK$203,153
−HK$5,383/mo
Today · 4.125%
HK$208,536
baseline
▲ 0.50% · 4.625%
HK$219,528
+HK$10,992/mo
Deposit HK$16.71M · loan HK$39.00M · min. income ≈ HK$417,072/mo (50% DSR)
Upfront cash ≈ HK$19.08M (deposit + AVD stamp duty HK$2,367,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,653
−HK$14,339/mo
▼ 0.25% · 3.875%
HK$235,766
−HK$7,226/mo
Today · 4.125%
HK$242,992
baseline
▲ 0.50% · 4.625%
HK$257,777
+HK$14,785/mo
Deposit HK$5.57M · loan HK$50.14M · min. income ≈ HK$485,984/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$2,367,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,374
−HK$13,744/mo
▼ 0.25% · 3.875%
HK$261,197
−HK$6,921/mo
Today · 4.125%
HK$268,118
baseline
▲ 0.50% · 4.625%
HK$282,250
+HK$14,132/mo
Deposit HK$5.57M · loan HK$50.14M · min. income ≈ HK$536,236/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$2,367,610 · Scale 2, in force from 26 Feb 2026)