LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,705
−HK$797/mo
▼ 0.25% · 3.875%
HK$13,101
−HK$401/mo
Today · 4.125%
HK$13,502
baseline
▲ 0.50% · 4.625%
HK$14,324
+HK$822/mo
Deposit HK$2.79M · loan HK$2.79M · min. income ≈ HK$27,004/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$125,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,135
−HK$763/mo
▼ 0.25% · 3.875%
HK$14,514
−HK$384/mo
Today · 4.125%
HK$14,898
baseline
▲ 0.50% · 4.625%
HK$15,684
+HK$786/mo
Deposit HK$2.79M · loan HK$2.79M · min. income ≈ HK$29,796/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$125,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,246
−HK$957/mo
▼ 0.25% · 3.875%
HK$15,721
−HK$482/mo
Today · 4.125%
HK$16,203
baseline
▲ 0.50% · 4.625%
HK$17,188
+HK$985/mo
Deposit HK$2.23M · loan HK$3.34M · min. income ≈ HK$32,406/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$125,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,962
−HK$916/mo
▼ 0.25% · 3.875%
HK$17,416
−HK$462/mo
Today · 4.125%
HK$17,878
baseline
▲ 0.50% · 4.625%
HK$18,820
+HK$942/mo
Deposit HK$2.23M · loan HK$3.34M · min. income ≈ HK$35,756/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$125,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,788
−HK$1,115/mo
▼ 0.25% · 3.875%
HK$18,341
−HK$562/mo
Today · 4.125%
HK$18,903
baseline
▲ 0.50% · 4.625%
HK$20,053
+HK$1,150/mo
Deposit HK$1.67M · loan HK$3.90M · min. income ≈ HK$37,806/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$125,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,788
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$20,319
−HK$539/mo
Today · 4.125%
HK$20,858
baseline
▲ 0.50% · 4.625%
HK$21,957
+HK$1,099/mo
Deposit HK$1.67M · loan HK$3.90M · min. income ≈ HK$41,716/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$125,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,870
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$23,581
−HK$723/mo
Today · 4.125%
HK$24,304
baseline
▲ 0.50% · 4.625%
HK$25,783
+HK$1,479/mo
Deposit HK$557K · loan HK$5.01M · min. income ≈ HK$48,608/mo (50% DSR)
Upfront cash ≈ HK$683K (deposit + AVD stamp duty HK$125,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,442
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$26,125
−HK$692/mo
Today · 4.125%
HK$26,817
baseline
▲ 0.50% · 4.625%
HK$28,230
+HK$1,413/mo
Deposit HK$557K · loan HK$5.01M · min. income ≈ HK$53,634/mo (50% DSR)
Upfront cash ≈ HK$683K (deposit + AVD stamp duty HK$125,368 · Scale 2, in force from 26 Feb 2026)