LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,055
−HK$7,968/mo
▼ 0.25% · 3.875%
HK$131,007
−HK$4,016/mo
Today · 4.125%
HK$135,023
baseline
▲ 0.50% · 4.625%
HK$143,239
+HK$8,216/mo
Deposit HK$27.86M · loan HK$27.86M · min. income ≈ HK$270,046/mo (50% DSR)
Upfront cash ≈ HK$30.23M (deposit + AVD stamp duty HK$2,368,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,348
−HK$7,636/mo
▼ 0.25% · 3.875%
HK$145,139
−HK$3,845/mo
Today · 4.125%
HK$148,984
baseline
▲ 0.50% · 4.625%
HK$156,837
+HK$7,853/mo
Deposit HK$27.86M · loan HK$27.86M · min. income ≈ HK$297,968/mo (50% DSR)
Upfront cash ≈ HK$30.23M (deposit + AVD stamp duty HK$2,368,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,466
−HK$9,561/mo
▼ 0.25% · 3.875%
HK$157,209
−HK$4,818/mo
Today · 4.125%
HK$162,027
baseline
▲ 0.50% · 4.625%
HK$171,886
+HK$9,859/mo
Deposit HK$22.29M · loan HK$33.43M · min. income ≈ HK$324,054/mo (50% DSR)
Upfront cash ≈ HK$24.66M (deposit + AVD stamp duty HK$2,368,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,617
−HK$9,164/mo
▼ 0.25% · 3.875%
HK$174,166
−HK$4,615/mo
Today · 4.125%
HK$178,781
baseline
▲ 0.50% · 4.625%
HK$188,205
+HK$9,424/mo
Deposit HK$22.29M · loan HK$33.43M · min. income ≈ HK$357,562/mo (50% DSR)
Upfront cash ≈ HK$24.66M (deposit + AVD stamp duty HK$2,368,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,877
−HK$11,155/mo
▼ 0.25% · 3.875%
HK$183,410
−HK$5,622/mo
Today · 4.125%
HK$189,032
baseline
▲ 0.50% · 4.625%
HK$200,534
+HK$11,502/mo
Deposit HK$16.72M · loan HK$39.00M · min. income ≈ HK$378,064/mo (50% DSR)
Upfront cash ≈ HK$19.08M (deposit + AVD stamp duty HK$2,368,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,887
−HK$10,691/mo
▼ 0.25% · 3.875%
HK$203,194
−HK$5,384/mo
Today · 4.125%
HK$208,578
baseline
▲ 0.50% · 4.625%
HK$219,572
+HK$10,994/mo
Deposit HK$16.72M · loan HK$39.00M · min. income ≈ HK$417,156/mo (50% DSR)
Upfront cash ≈ HK$19.08M (deposit + AVD stamp duty HK$2,368,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,699
−HK$14,342/mo
▼ 0.25% · 3.875%
HK$235,813
−HK$7,228/mo
Today · 4.125%
HK$243,041
baseline
▲ 0.50% · 4.625%
HK$257,829
+HK$14,788/mo
Deposit HK$5.57M · loan HK$50.15M · min. income ≈ HK$486,082/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$2,368,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,426
−HK$13,746/mo
▼ 0.25% · 3.875%
HK$261,249
−HK$6,923/mo
Today · 4.125%
HK$268,172
baseline
▲ 0.50% · 4.625%
HK$282,307
+HK$14,135/mo
Deposit HK$5.57M · loan HK$50.15M · min. income ≈ HK$536,344/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$2,368,088 · Scale 2, in force from 26 Feb 2026)