LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,064
−HK$7,968/mo
▼ 0.25% · 3.875%
HK$131,016
−HK$4,016/mo
Today · 4.125%
HK$135,032
baseline
▲ 0.50% · 4.625%
HK$143,248
+HK$8,216/mo
Deposit HK$27.86M · loan HK$27.86M · min. income ≈ HK$270,064/mo (50% DSR)
Upfront cash ≈ HK$30.23M (deposit + AVD stamp duty HK$2,368,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,357
−HK$7,638/mo
▼ 0.25% · 3.875%
HK$145,149
−HK$3,846/mo
Today · 4.125%
HK$148,995
baseline
▲ 0.50% · 4.625%
HK$156,848
+HK$7,853/mo
Deposit HK$27.86M · loan HK$27.86M · min. income ≈ HK$297,990/mo (50% DSR)
Upfront cash ≈ HK$30.23M (deposit + AVD stamp duty HK$2,368,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,477
−HK$9,562/mo
▼ 0.25% · 3.875%
HK$157,220
−HK$4,819/mo
Today · 4.125%
HK$162,039
baseline
▲ 0.50% · 4.625%
HK$171,898
+HK$9,859/mo
Deposit HK$22.29M · loan HK$33.43M · min. income ≈ HK$324,078/mo (50% DSR)
Upfront cash ≈ HK$24.66M (deposit + AVD stamp duty HK$2,368,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,629
−HK$9,165/mo
▼ 0.25% · 3.875%
HK$174,178
−HK$4,616/mo
Today · 4.125%
HK$178,794
baseline
▲ 0.50% · 4.625%
HK$188,218
+HK$9,424/mo
Deposit HK$22.29M · loan HK$33.43M · min. income ≈ HK$357,588/mo (50% DSR)
Upfront cash ≈ HK$24.66M (deposit + AVD stamp duty HK$2,368,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,890
−HK$11,155/mo
▼ 0.25% · 3.875%
HK$183,423
−HK$5,622/mo
Today · 4.125%
HK$189,045
baseline
▲ 0.50% · 4.625%
HK$200,548
+HK$11,503/mo
Deposit HK$16.72M · loan HK$39.01M · min. income ≈ HK$378,090/mo (50% DSR)
Upfront cash ≈ HK$19.09M (deposit + AVD stamp duty HK$2,368,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,900
−HK$10,692/mo
▼ 0.25% · 3.875%
HK$203,208
−HK$5,384/mo
Today · 4.125%
HK$208,592
baseline
▲ 0.50% · 4.625%
HK$219,588
+HK$10,996/mo
Deposit HK$16.72M · loan HK$39.01M · min. income ≈ HK$417,184/mo (50% DSR)
Upfront cash ≈ HK$19.09M (deposit + AVD stamp duty HK$2,368,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,715
−HK$14,343/mo
▼ 0.25% · 3.875%
HK$235,830
−HK$7,228/mo
Today · 4.125%
HK$243,058
baseline
▲ 0.50% · 4.625%
HK$257,847
+HK$14,789/mo
Deposit HK$5.57M · loan HK$50.15M · min. income ≈ HK$486,116/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$2,368,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,443
−HK$13,747/mo
▼ 0.25% · 3.875%
HK$261,267
−HK$6,923/mo
Today · 4.125%
HK$268,190
baseline
▲ 0.50% · 4.625%
HK$282,327
+HK$14,137/mo
Deposit HK$5.57M · loan HK$50.15M · min. income ≈ HK$536,380/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$2,368,253 · Scale 2, in force from 26 Feb 2026)