LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,076
−HK$7,969/mo
▼ 0.25% · 3.875%
HK$131,029
−HK$4,016/mo
Today · 4.125%
HK$135,045
baseline
▲ 0.50% · 4.625%
HK$143,262
+HK$8,217/mo
Deposit HK$27.86M · loan HK$27.86M · min. income ≈ HK$270,090/mo (50% DSR)
Upfront cash ≈ HK$30.23M (deposit + AVD stamp duty HK$2,368,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,371
−HK$7,637/mo
▼ 0.25% · 3.875%
HK$145,162
−HK$3,846/mo
Today · 4.125%
HK$149,008
baseline
▲ 0.50% · 4.625%
HK$156,863
+HK$7,855/mo
Deposit HK$27.86M · loan HK$27.86M · min. income ≈ HK$298,016/mo (50% DSR)
Upfront cash ≈ HK$30.23M (deposit + AVD stamp duty HK$2,368,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,491
−HK$9,563/mo
▼ 0.25% · 3.875%
HK$157,234
−HK$4,820/mo
Today · 4.125%
HK$162,054
baseline
▲ 0.50% · 4.625%
HK$171,914
+HK$9,860/mo
Deposit HK$22.29M · loan HK$33.44M · min. income ≈ HK$324,108/mo (50% DSR)
Upfront cash ≈ HK$24.66M (deposit + AVD stamp duty HK$2,368,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,645
−HK$9,165/mo
▼ 0.25% · 3.875%
HK$174,195
−HK$4,615/mo
Today · 4.125%
HK$178,810
baseline
▲ 0.50% · 4.625%
HK$188,236
+HK$9,426/mo
Deposit HK$22.29M · loan HK$33.44M · min. income ≈ HK$357,620/mo (50% DSR)
Upfront cash ≈ HK$24.66M (deposit + AVD stamp duty HK$2,368,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,906
−HK$11,157/mo
▼ 0.25% · 3.875%
HK$183,440
−HK$5,623/mo
Today · 4.125%
HK$189,063
baseline
▲ 0.50% · 4.625%
HK$200,567
+HK$11,504/mo
Deposit HK$16.72M · loan HK$39.01M · min. income ≈ HK$378,126/mo (50% DSR)
Upfront cash ≈ HK$19.09M (deposit + AVD stamp duty HK$2,368,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,919
−HK$10,693/mo
▼ 0.25% · 3.875%
HK$203,227
−HK$5,385/mo
Today · 4.125%
HK$208,612
baseline
▲ 0.50% · 4.625%
HK$219,608
+HK$10,996/mo
Deposit HK$16.72M · loan HK$39.01M · min. income ≈ HK$417,224/mo (50% DSR)
Upfront cash ≈ HK$19.09M (deposit + AVD stamp duty HK$2,368,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,737
−HK$14,343/mo
▼ 0.25% · 3.875%
HK$235,852
−HK$7,228/mo
Today · 4.125%
HK$243,080
baseline
▲ 0.50% · 4.625%
HK$257,871
+HK$14,791/mo
Deposit HK$5.57M · loan HK$50.16M · min. income ≈ HK$486,160/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$2,368,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,467
−HK$13,748/mo
▼ 0.25% · 3.875%
HK$261,292
−HK$6,923/mo
Today · 4.125%
HK$268,215
baseline
▲ 0.50% · 4.625%
HK$282,353
+HK$14,138/mo
Deposit HK$5.57M · loan HK$50.16M · min. income ≈ HK$536,430/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$2,368,474 · Scale 2, in force from 26 Feb 2026)