LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,708
−HK$797/mo
▼ 0.25% · 3.875%
HK$13,104
−HK$401/mo
Today · 4.125%
HK$13,505
baseline
▲ 0.50% · 4.625%
HK$14,327
+HK$822/mo
Deposit HK$2.79M · loan HK$2.79M · min. income ≈ HK$27,010/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$125,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,138
−HK$764/mo
▼ 0.25% · 3.875%
HK$14,517
−HK$385/mo
Today · 4.125%
HK$14,902
baseline
▲ 0.50% · 4.625%
HK$15,687
+HK$785/mo
Deposit HK$2.79M · loan HK$2.79M · min. income ≈ HK$29,804/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$125,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,250
−HK$956/mo
▼ 0.25% · 3.875%
HK$15,725
−HK$481/mo
Today · 4.125%
HK$16,206
baseline
▲ 0.50% · 4.625%
HK$17,193
+HK$987/mo
Deposit HK$2.23M · loan HK$3.34M · min. income ≈ HK$32,412/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$125,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,966
−HK$916/mo
▼ 0.25% · 3.875%
HK$17,421
−HK$461/mo
Today · 4.125%
HK$17,882
baseline
▲ 0.50% · 4.625%
HK$18,825
+HK$943/mo
Deposit HK$2.23M · loan HK$3.34M · min. income ≈ HK$35,764/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$125,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,792
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$18,345
−HK$563/mo
Today · 4.125%
HK$18,908
baseline
▲ 0.50% · 4.625%
HK$20,058
+HK$1,150/mo
Deposit HK$1.67M · loan HK$3.90M · min. income ≈ HK$37,816/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$125,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,793
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$20,324
−HK$539/mo
Today · 4.125%
HK$20,863
baseline
▲ 0.50% · 4.625%
HK$21,962
+HK$1,099/mo
Deposit HK$1.67M · loan HK$3.90M · min. income ≈ HK$41,726/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$125,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,875
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$23,587
−HK$723/mo
Today · 4.125%
HK$24,310
baseline
▲ 0.50% · 4.625%
HK$25,789
+HK$1,479/mo
Deposit HK$557K · loan HK$5.02M · min. income ≈ HK$48,620/mo (50% DSR)
Upfront cash ≈ HK$683K (deposit + AVD stamp duty HK$125,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,448
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$26,131
−HK$692/mo
Today · 4.125%
HK$26,823
baseline
▲ 0.50% · 4.625%
HK$28,237
+HK$1,414/mo
Deposit HK$557K · loan HK$5.02M · min. income ≈ HK$53,646/mo (50% DSR)
Upfront cash ≈ HK$683K (deposit + AVD stamp duty HK$125,399 · Scale 2, in force from 26 Feb 2026)