LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,088
−HK$7,970/mo
▼ 0.25% · 3.875%
HK$131,041
−HK$4,017/mo
Today · 4.125%
HK$135,058
baseline
▲ 0.50% · 4.625%
HK$143,276
+HK$8,218/mo
Deposit HK$27.87M · loan HK$27.87M · min. income ≈ HK$270,116/mo (50% DSR)
Upfront cash ≈ HK$30.24M (deposit + AVD stamp duty HK$2,368,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,384
−HK$7,639/mo
▼ 0.25% · 3.875%
HK$145,176
−HK$3,847/mo
Today · 4.125%
HK$149,023
baseline
▲ 0.50% · 4.625%
HK$156,878
+HK$7,855/mo
Deposit HK$27.87M · loan HK$27.87M · min. income ≈ HK$298,046/mo (50% DSR)
Upfront cash ≈ HK$30.24M (deposit + AVD stamp duty HK$2,368,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,506
−HK$9,563/mo
▼ 0.25% · 3.875%
HK$157,250
−HK$4,819/mo
Today · 4.125%
HK$162,069
baseline
▲ 0.50% · 4.625%
HK$171,931
+HK$9,862/mo
Deposit HK$22.29M · loan HK$33.44M · min. income ≈ HK$324,138/mo (50% DSR)
Upfront cash ≈ HK$24.66M (deposit + AVD stamp duty HK$2,368,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,661
−HK$9,167/mo
▼ 0.25% · 3.875%
HK$174,212
−HK$4,616/mo
Today · 4.125%
HK$178,828
baseline
▲ 0.50% · 4.625%
HK$188,254
+HK$9,426/mo
Deposit HK$22.29M · loan HK$33.44M · min. income ≈ HK$357,656/mo (50% DSR)
Upfront cash ≈ HK$24.66M (deposit + AVD stamp duty HK$2,368,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,924
−HK$11,157/mo
▼ 0.25% · 3.875%
HK$183,458
−HK$5,623/mo
Today · 4.125%
HK$189,081
baseline
▲ 0.50% · 4.625%
HK$200,586
+HK$11,505/mo
Deposit HK$16.72M · loan HK$39.01M · min. income ≈ HK$378,162/mo (50% DSR)
Upfront cash ≈ HK$19.09M (deposit + AVD stamp duty HK$2,368,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,938
−HK$10,694/mo
▼ 0.25% · 3.875%
HK$203,247
−HK$5,385/mo
Today · 4.125%
HK$208,632
baseline
▲ 0.50% · 4.625%
HK$219,630
+HK$10,998/mo
Deposit HK$16.72M · loan HK$39.01M · min. income ≈ HK$417,264/mo (50% DSR)
Upfront cash ≈ HK$19.09M (deposit + AVD stamp duty HK$2,368,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,759
−HK$14,345/mo
▼ 0.25% · 3.875%
HK$235,875
−HK$7,229/mo
Today · 4.125%
HK$243,104
baseline
▲ 0.50% · 4.625%
HK$257,896
+HK$14,792/mo
Deposit HK$5.57M · loan HK$50.16M · min. income ≈ HK$486,208/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$2,368,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,492
−HK$13,749/mo
▼ 0.25% · 3.875%
HK$261,317
−HK$6,924/mo
Today · 4.125%
HK$268,241
baseline
▲ 0.50% · 4.625%
HK$282,381
+HK$14,140/mo
Deposit HK$5.57M · loan HK$50.16M · min. income ≈ HK$536,482/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$2,368,705 · Scale 2, in force from 26 Feb 2026)