LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,090
−HK$7,970/mo
▼ 0.25% · 3.875%
HK$131,043
−HK$4,017/mo
Today · 4.125%
HK$135,060
baseline
▲ 0.50% · 4.625%
HK$143,278
+HK$8,218/mo
Deposit HK$27.87M · loan HK$27.87M · min. income ≈ HK$270,120/mo (50% DSR)
Upfront cash ≈ HK$30.24M (deposit + AVD stamp duty HK$2,368,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,387
−HK$7,638/mo
▼ 0.25% · 3.875%
HK$145,179
−HK$3,846/mo
Today · 4.125%
HK$149,025
baseline
▲ 0.50% · 4.625%
HK$156,881
+HK$7,856/mo
Deposit HK$27.87M · loan HK$27.87M · min. income ≈ HK$298,050/mo (50% DSR)
Upfront cash ≈ HK$30.24M (deposit + AVD stamp duty HK$2,368,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,508
−HK$9,564/mo
▼ 0.25% · 3.875%
HK$157,252
−HK$4,820/mo
Today · 4.125%
HK$162,072
baseline
▲ 0.50% · 4.625%
HK$171,934
+HK$9,862/mo
Deposit HK$22.29M · loan HK$33.44M · min. income ≈ HK$324,144/mo (50% DSR)
Upfront cash ≈ HK$24.66M (deposit + AVD stamp duty HK$2,368,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,664
−HK$9,166/mo
▼ 0.25% · 3.875%
HK$174,214
−HK$4,616/mo
Today · 4.125%
HK$178,830
baseline
▲ 0.50% · 4.625%
HK$188,257
+HK$9,427/mo
Deposit HK$22.29M · loan HK$33.44M · min. income ≈ HK$357,660/mo (50% DSR)
Upfront cash ≈ HK$24.66M (deposit + AVD stamp duty HK$2,368,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,926
−HK$11,158/mo
▼ 0.25% · 3.875%
HK$183,461
−HK$5,623/mo
Today · 4.125%
HK$189,084
baseline
▲ 0.50% · 4.625%
HK$200,589
+HK$11,505/mo
Deposit HK$16.72M · loan HK$39.01M · min. income ≈ HK$378,168/mo (50% DSR)
Upfront cash ≈ HK$19.09M (deposit + AVD stamp duty HK$2,368,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,941
−HK$10,694/mo
▼ 0.25% · 3.875%
HK$203,250
−HK$5,385/mo
Today · 4.125%
HK$208,635
baseline
▲ 0.50% · 4.625%
HK$219,633
+HK$10,998/mo
Deposit HK$16.72M · loan HK$39.01M · min. income ≈ HK$417,270/mo (50% DSR)
Upfront cash ≈ HK$19.09M (deposit + AVD stamp duty HK$2,368,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,762
−HK$14,346/mo
▼ 0.25% · 3.875%
HK$235,878
−HK$7,230/mo
Today · 4.125%
HK$243,108
baseline
▲ 0.50% · 4.625%
HK$257,900
+HK$14,792/mo
Deposit HK$5.57M · loan HK$50.16M · min. income ≈ HK$486,216/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$2,368,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,496
−HK$13,750/mo
▼ 0.25% · 3.875%
HK$261,321
−HK$6,925/mo
Today · 4.125%
HK$268,246
baseline
▲ 0.50% · 4.625%
HK$282,385
+HK$14,139/mo
Deposit HK$5.57M · loan HK$50.16M · min. income ≈ HK$536,492/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$2,368,741 · Scale 2, in force from 26 Feb 2026)