LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,709
−HK$797/mo
▼ 0.25% · 3.875%
HK$13,104
−HK$402/mo
Today · 4.125%
HK$13,506
baseline
▲ 0.50% · 4.625%
HK$14,328
+HK$822/mo
Deposit HK$2.79M · loan HK$2.79M · min. income ≈ HK$27,012/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$125,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,139
−HK$764/mo
▼ 0.25% · 3.875%
HK$14,518
−HK$385/mo
Today · 4.125%
HK$14,903
baseline
▲ 0.50% · 4.625%
HK$15,688
+HK$785/mo
Deposit HK$2.79M · loan HK$2.79M · min. income ≈ HK$29,806/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$125,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,251
−HK$956/mo
▼ 0.25% · 3.875%
HK$15,725
−HK$482/mo
Today · 4.125%
HK$16,207
baseline
▲ 0.50% · 4.625%
HK$17,193
+HK$986/mo
Deposit HK$2.23M · loan HK$3.34M · min. income ≈ HK$32,414/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$125,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,967
−HK$916/mo
▼ 0.25% · 3.875%
HK$17,422
−HK$461/mo
Today · 4.125%
HK$17,883
baseline
▲ 0.50% · 4.625%
HK$18,826
+HK$943/mo
Deposit HK$2.23M · loan HK$3.34M · min. income ≈ HK$35,766/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$125,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,793
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$18,346
−HK$563/mo
Today · 4.125%
HK$18,909
baseline
▲ 0.50% · 4.625%
HK$20,059
+HK$1,150/mo
Deposit HK$1.67M · loan HK$3.90M · min. income ≈ HK$37,818/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$125,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,794
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$20,325
−HK$539/mo
Today · 4.125%
HK$20,864
baseline
▲ 0.50% · 4.625%
HK$21,963
+HK$1,099/mo
Deposit HK$1.67M · loan HK$3.90M · min. income ≈ HK$41,728/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$125,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,876
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$23,588
−HK$723/mo
Today · 4.125%
HK$24,311
baseline
▲ 0.50% · 4.625%
HK$25,790
+HK$1,479/mo
Deposit HK$557K · loan HK$5.02M · min. income ≈ HK$48,622/mo (50% DSR)
Upfront cash ≈ HK$683K (deposit + AVD stamp duty HK$125,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,450
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$26,132
−HK$693/mo
Today · 4.125%
HK$26,825
baseline
▲ 0.50% · 4.625%
HK$28,239
+HK$1,414/mo
Deposit HK$557K · loan HK$5.02M · min. income ≈ HK$53,650/mo (50% DSR)
Upfront cash ≈ HK$683K (deposit + AVD stamp duty HK$125,405 · Scale 2, in force from 26 Feb 2026)