LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,100
−HK$7,970/mo
▼ 0.25% · 3.875%
HK$131,054
−HK$4,016/mo
Today · 4.125%
HK$135,070
baseline
▲ 0.50% · 4.625%
HK$143,289
+HK$8,219/mo
Deposit HK$27.87M · loan HK$27.87M · min. income ≈ HK$270,140/mo (50% DSR)
Upfront cash ≈ HK$30.24M (deposit + AVD stamp duty HK$2,368,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,398
−HK$7,639/mo
▼ 0.25% · 3.875%
HK$145,190
−HK$3,847/mo
Today · 4.125%
HK$149,037
baseline
▲ 0.50% · 4.625%
HK$156,893
+HK$7,856/mo
Deposit HK$27.87M · loan HK$27.87M · min. income ≈ HK$298,074/mo (50% DSR)
Upfront cash ≈ HK$30.24M (deposit + AVD stamp duty HK$2,368,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,520
−HK$9,564/mo
▼ 0.25% · 3.875%
HK$157,264
−HK$4,820/mo
Today · 4.125%
HK$162,084
baseline
▲ 0.50% · 4.625%
HK$171,947
+HK$9,863/mo
Deposit HK$22.30M · loan HK$33.44M · min. income ≈ HK$324,168/mo (50% DSR)
Upfront cash ≈ HK$24.66M (deposit + AVD stamp duty HK$2,368,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,677
−HK$9,167/mo
▼ 0.25% · 3.875%
HK$174,228
−HK$4,616/mo
Today · 4.125%
HK$178,844
baseline
▲ 0.50% · 4.625%
HK$188,271
+HK$9,427/mo
Deposit HK$22.30M · loan HK$33.44M · min. income ≈ HK$357,688/mo (50% DSR)
Upfront cash ≈ HK$24.66M (deposit + AVD stamp duty HK$2,368,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,940
−HK$11,159/mo
▼ 0.25% · 3.875%
HK$183,475
−HK$5,624/mo
Today · 4.125%
HK$189,099
baseline
▲ 0.50% · 4.625%
HK$200,605
+HK$11,506/mo
Deposit HK$16.72M · loan HK$39.02M · min. income ≈ HK$378,198/mo (50% DSR)
Upfront cash ≈ HK$19.09M (deposit + AVD stamp duty HK$2,368,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,957
−HK$10,695/mo
▼ 0.25% · 3.875%
HK$203,266
−HK$5,386/mo
Today · 4.125%
HK$208,652
baseline
▲ 0.50% · 4.625%
HK$219,650
+HK$10,998/mo
Deposit HK$16.72M · loan HK$39.02M · min. income ≈ HK$417,304/mo (50% DSR)
Upfront cash ≈ HK$19.09M (deposit + AVD stamp duty HK$2,368,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,780
−HK$14,347/mo
▼ 0.25% · 3.875%
HK$235,897
−HK$7,230/mo
Today · 4.125%
HK$243,127
baseline
▲ 0.50% · 4.625%
HK$257,920
+HK$14,793/mo
Deposit HK$5.57M · loan HK$50.17M · min. income ≈ HK$486,254/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$2,368,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,516
−HK$13,750/mo
▼ 0.25% · 3.875%
HK$261,342
−HK$6,924/mo
Today · 4.125%
HK$268,266
baseline
▲ 0.50% · 4.625%
HK$282,407
+HK$14,141/mo
Deposit HK$5.57M · loan HK$50.17M · min. income ≈ HK$536,532/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$2,368,925 · Scale 2, in force from 26 Feb 2026)