LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,124
−HK$7,971/mo
▼ 0.25% · 3.875%
HK$131,078
−HK$4,017/mo
Today · 4.125%
HK$135,095
baseline
▲ 0.50% · 4.625%
HK$143,316
+HK$8,221/mo
Deposit HK$27.87M · loan HK$27.87M · min. income ≈ HK$270,190/mo (50% DSR)
Upfront cash ≈ HK$30.24M (deposit + AVD stamp duty HK$2,369,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,424
−HK$7,641/mo
▼ 0.25% · 3.875%
HK$145,217
−HK$3,848/mo
Today · 4.125%
HK$149,065
baseline
▲ 0.50% · 4.625%
HK$156,922
+HK$7,857/mo
Deposit HK$27.87M · loan HK$27.87M · min. income ≈ HK$298,130/mo (50% DSR)
Upfront cash ≈ HK$30.24M (deposit + AVD stamp duty HK$2,369,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,548
−HK$9,567/mo
▼ 0.25% · 3.875%
HK$157,294
−HK$4,821/mo
Today · 4.125%
HK$162,115
baseline
▲ 0.50% · 4.625%
HK$171,979
+HK$9,864/mo
Deposit HK$22.30M · loan HK$33.45M · min. income ≈ HK$324,230/mo (50% DSR)
Upfront cash ≈ HK$24.67M (deposit + AVD stamp duty HK$2,369,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,709
−HK$9,168/mo
▼ 0.25% · 3.875%
HK$174,260
−HK$4,617/mo
Today · 4.125%
HK$178,877
baseline
▲ 0.50% · 4.625%
HK$188,306
+HK$9,429/mo
Deposit HK$22.30M · loan HK$33.45M · min. income ≈ HK$357,754/mo (50% DSR)
Upfront cash ≈ HK$24.67M (deposit + AVD stamp duty HK$2,369,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,973
−HK$11,161/mo
▼ 0.25% · 3.875%
HK$183,509
−HK$5,625/mo
Today · 4.125%
HK$189,134
baseline
▲ 0.50% · 4.625%
HK$200,642
+HK$11,508/mo
Deposit HK$16.72M · loan HK$39.02M · min. income ≈ HK$378,268/mo (50% DSR)
Upfront cash ≈ HK$19.09M (deposit + AVD stamp duty HK$2,369,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,993
−HK$10,697/mo
▼ 0.25% · 3.875%
HK$203,303
−HK$5,387/mo
Today · 4.125%
HK$208,690
baseline
▲ 0.50% · 4.625%
HK$219,691
+HK$11,001/mo
Deposit HK$16.72M · loan HK$39.02M · min. income ≈ HK$417,380/mo (50% DSR)
Upfront cash ≈ HK$19.09M (deposit + AVD stamp duty HK$2,369,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,823
−HK$14,349/mo
▼ 0.25% · 3.875%
HK$235,940
−HK$7,232/mo
Today · 4.125%
HK$243,172
baseline
▲ 0.50% · 4.625%
HK$257,968
+HK$14,796/mo
Deposit HK$5.57M · loan HK$50.17M · min. income ≈ HK$486,344/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$2,369,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,563
−HK$13,753/mo
▼ 0.25% · 3.875%
HK$261,390
−HK$6,926/mo
Today · 4.125%
HK$268,316
baseline
▲ 0.50% · 4.625%
HK$282,459
+HK$14,143/mo
Deposit HK$5.57M · loan HK$50.17M · min. income ≈ HK$536,632/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$2,369,364 · Scale 2, in force from 26 Feb 2026)