LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,713
−HK$797/mo
▼ 0.25% · 3.875%
HK$13,108
−HK$402/mo
Today · 4.125%
HK$13,510
baseline
▲ 0.50% · 4.625%
HK$14,332
+HK$822/mo
Deposit HK$2.79M · loan HK$2.79M · min. income ≈ HK$27,020/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$125,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,143
−HK$764/mo
▼ 0.25% · 3.875%
HK$14,522
−HK$385/mo
Today · 4.125%
HK$14,907
baseline
▲ 0.50% · 4.625%
HK$15,692
+HK$785/mo
Deposit HK$2.79M · loan HK$2.79M · min. income ≈ HK$29,814/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$125,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,255
−HK$957/mo
▼ 0.25% · 3.875%
HK$15,730
−HK$482/mo
Today · 4.125%
HK$16,212
baseline
▲ 0.50% · 4.625%
HK$17,198
+HK$986/mo
Deposit HK$2.23M · loan HK$3.35M · min. income ≈ HK$32,424/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$125,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,971
−HK$917/mo
▼ 0.25% · 3.875%
HK$17,426
−HK$462/mo
Today · 4.125%
HK$17,888
baseline
▲ 0.50% · 4.625%
HK$18,831
+HK$943/mo
Deposit HK$2.23M · loan HK$3.35M · min. income ≈ HK$35,776/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$125,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,798
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$18,351
−HK$563/mo
Today · 4.125%
HK$18,914
baseline
▲ 0.50% · 4.625%
HK$20,064
+HK$1,150/mo
Deposit HK$1.67M · loan HK$3.90M · min. income ≈ HK$37,828/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$125,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,800
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$20,331
−HK$538/mo
Today · 4.125%
HK$20,869
baseline
▲ 0.50% · 4.625%
HK$21,969
+HK$1,100/mo
Deposit HK$1.67M · loan HK$3.90M · min. income ≈ HK$41,738/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$125,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,883
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$23,594
−HK$723/mo
Today · 4.125%
HK$24,317
baseline
▲ 0.50% · 4.625%
HK$25,797
+HK$1,480/mo
Deposit HK$558K · loan HK$5.02M · min. income ≈ HK$48,634/mo (50% DSR)
Upfront cash ≈ HK$683K (deposit + AVD stamp duty HK$125,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,457
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$26,139
−HK$693/mo
Today · 4.125%
HK$26,832
baseline
▲ 0.50% · 4.625%
HK$28,246
+HK$1,414/mo
Deposit HK$558K · loan HK$5.02M · min. income ≈ HK$53,664/mo (50% DSR)
Upfront cash ≈ HK$683K (deposit + AVD stamp duty HK$125,439 · Scale 2, in force from 26 Feb 2026)