LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,126
−HK$7,972/mo
▼ 0.25% · 3.875%
HK$131,080
−HK$4,018/mo
Today · 4.125%
HK$135,098
baseline
▲ 0.50% · 4.625%
HK$143,318
+HK$8,220/mo
Deposit HK$27.88M · loan HK$27.88M · min. income ≈ HK$270,196/mo (50% DSR)
Upfront cash ≈ HK$30.24M (deposit + AVD stamp duty HK$2,369,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,426
−HK$7,641/mo
▼ 0.25% · 3.875%
HK$145,219
−HK$3,848/mo
Today · 4.125%
HK$149,067
baseline
▲ 0.50% · 4.625%
HK$156,925
+HK$7,858/mo
Deposit HK$27.88M · loan HK$27.88M · min. income ≈ HK$298,134/mo (50% DSR)
Upfront cash ≈ HK$30.24M (deposit + AVD stamp duty HK$2,369,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,551
−HK$9,566/mo
▼ 0.25% · 3.875%
HK$157,296
−HK$4,821/mo
Today · 4.125%
HK$162,117
baseline
▲ 0.50% · 4.625%
HK$171,982
+HK$9,865/mo
Deposit HK$22.30M · loan HK$33.45M · min. income ≈ HK$324,234/mo (50% DSR)
Upfront cash ≈ HK$24.67M (deposit + AVD stamp duty HK$2,369,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,711
−HK$9,169/mo
▼ 0.25% · 3.875%
HK$174,263
−HK$4,617/mo
Today · 4.125%
HK$178,880
baseline
▲ 0.50% · 4.625%
HK$188,309
+HK$9,429/mo
Deposit HK$22.30M · loan HK$33.45M · min. income ≈ HK$357,760/mo (50% DSR)
Upfront cash ≈ HK$24.67M (deposit + AVD stamp duty HK$2,369,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,976
−HK$11,161/mo
▼ 0.25% · 3.875%
HK$183,512
−HK$5,625/mo
Today · 4.125%
HK$189,137
baseline
▲ 0.50% · 4.625%
HK$200,645
+HK$11,508/mo
Deposit HK$16.73M · loan HK$39.03M · min. income ≈ HK$378,274/mo (50% DSR)
Upfront cash ≈ HK$19.09M (deposit + AVD stamp duty HK$2,369,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,997
−HK$10,697/mo
▼ 0.25% · 3.875%
HK$203,307
−HK$5,387/mo
Today · 4.125%
HK$208,694
baseline
▲ 0.50% · 4.625%
HK$219,694
+HK$11,000/mo
Deposit HK$16.73M · loan HK$39.03M · min. income ≈ HK$417,388/mo (50% DSR)
Upfront cash ≈ HK$19.09M (deposit + AVD stamp duty HK$2,369,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,826
−HK$14,350/mo
▼ 0.25% · 3.875%
HK$235,944
−HK$7,232/mo
Today · 4.125%
HK$243,176
baseline
▲ 0.50% · 4.625%
HK$257,973
+HK$14,797/mo
Deposit HK$5.58M · loan HK$50.18M · min. income ≈ HK$486,352/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$2,369,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,567
−HK$13,754/mo
▼ 0.25% · 3.875%
HK$261,394
−HK$6,927/mo
Today · 4.125%
HK$268,321
baseline
▲ 0.50% · 4.625%
HK$282,464
+HK$14,143/mo
Deposit HK$5.58M · loan HK$50.18M · min. income ≈ HK$536,642/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$2,369,404 · Scale 2, in force from 26 Feb 2026)