LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,128
−HK$7,972/mo
▼ 0.25% · 3.875%
HK$131,082
−HK$4,018/mo
Today · 4.125%
HK$135,100
baseline
▲ 0.50% · 4.625%
HK$143,320
+HK$8,220/mo
Deposit HK$27.88M · loan HK$27.88M · min. income ≈ HK$270,200/mo (50% DSR)
Upfront cash ≈ HK$30.25M (deposit + AVD stamp duty HK$2,369,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,428
−HK$7,641/mo
▼ 0.25% · 3.875%
HK$145,221
−HK$3,848/mo
Today · 4.125%
HK$149,069
baseline
▲ 0.50% · 4.625%
HK$156,927
+HK$7,858/mo
Deposit HK$27.88M · loan HK$27.88M · min. income ≈ HK$298,138/mo (50% DSR)
Upfront cash ≈ HK$30.25M (deposit + AVD stamp duty HK$2,369,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,553
−HK$9,567/mo
▼ 0.25% · 3.875%
HK$157,298
−HK$4,822/mo
Today · 4.125%
HK$162,120
baseline
▲ 0.50% · 4.625%
HK$171,984
+HK$9,864/mo
Deposit HK$22.30M · loan HK$33.45M · min. income ≈ HK$324,240/mo (50% DSR)
Upfront cash ≈ HK$24.67M (deposit + AVD stamp duty HK$2,369,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,714
−HK$9,169/mo
▼ 0.25% · 3.875%
HK$174,265
−HK$4,618/mo
Today · 4.125%
HK$178,883
baseline
▲ 0.50% · 4.625%
HK$188,312
+HK$9,429/mo
Deposit HK$22.30M · loan HK$33.45M · min. income ≈ HK$357,766/mo (50% DSR)
Upfront cash ≈ HK$24.67M (deposit + AVD stamp duty HK$2,369,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,979
−HK$11,161/mo
▼ 0.25% · 3.875%
HK$183,515
−HK$5,625/mo
Today · 4.125%
HK$189,140
baseline
▲ 0.50% · 4.625%
HK$200,648
+HK$11,508/mo
Deposit HK$16.73M · loan HK$39.03M · min. income ≈ HK$378,280/mo (50% DSR)
Upfront cash ≈ HK$19.09M (deposit + AVD stamp duty HK$2,369,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,999
−HK$10,698/mo
▼ 0.25% · 3.875%
HK$203,310
−HK$5,387/mo
Today · 4.125%
HK$208,697
baseline
▲ 0.50% · 4.625%
HK$219,697
+HK$11,000/mo
Deposit HK$16.73M · loan HK$39.03M · min. income ≈ HK$417,394/mo (50% DSR)
Upfront cash ≈ HK$19.09M (deposit + AVD stamp duty HK$2,369,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,830
−HK$14,349/mo
▼ 0.25% · 3.875%
HK$235,948
−HK$7,231/mo
Today · 4.125%
HK$243,179
baseline
▲ 0.50% · 4.625%
HK$257,976
+HK$14,797/mo
Deposit HK$5.58M · loan HK$50.18M · min. income ≈ HK$486,358/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$2,369,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,571
−HK$13,753/mo
▼ 0.25% · 3.875%
HK$261,398
−HK$6,926/mo
Today · 4.125%
HK$268,324
baseline
▲ 0.50% · 4.625%
HK$282,468
+HK$14,144/mo
Deposit HK$5.58M · loan HK$50.18M · min. income ≈ HK$536,648/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$2,369,438 · Scale 2, in force from 26 Feb 2026)