LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,714
−HK$797/mo
▼ 0.25% · 3.875%
HK$13,109
−HK$402/mo
Today · 4.125%
HK$13,511
baseline
▲ 0.50% · 4.625%
HK$14,333
+HK$822/mo
Deposit HK$2.79M · loan HK$2.79M · min. income ≈ HK$27,022/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$125,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,144
−HK$764/mo
▼ 0.25% · 3.875%
HK$14,523
−HK$385/mo
Today · 4.125%
HK$14,908
baseline
▲ 0.50% · 4.625%
HK$15,694
+HK$786/mo
Deposit HK$2.79M · loan HK$2.79M · min. income ≈ HK$29,816/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$125,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,256
−HK$957/mo
▼ 0.25% · 3.875%
HK$15,731
−HK$482/mo
Today · 4.125%
HK$16,213
baseline
▲ 0.50% · 4.625%
HK$17,200
+HK$987/mo
Deposit HK$2.23M · loan HK$3.35M · min. income ≈ HK$32,426/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$125,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,973
−HK$917/mo
▼ 0.25% · 3.875%
HK$17,428
−HK$462/mo
Today · 4.125%
HK$17,890
baseline
▲ 0.50% · 4.625%
HK$18,832
+HK$942/mo
Deposit HK$2.23M · loan HK$3.35M · min. income ≈ HK$35,780/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$125,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,799
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$18,353
−HK$562/mo
Today · 4.125%
HK$18,915
baseline
▲ 0.50% · 4.625%
HK$20,066
+HK$1,151/mo
Deposit HK$1.67M · loan HK$3.90M · min. income ≈ HK$37,830/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$125,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,801
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$20,332
−HK$539/mo
Today · 4.125%
HK$20,871
baseline
▲ 0.50% · 4.625%
HK$21,971
+HK$1,100/mo
Deposit HK$1.67M · loan HK$3.90M · min. income ≈ HK$41,742/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$125,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,885
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$23,596
−HK$724/mo
Today · 4.125%
HK$24,320
baseline
▲ 0.50% · 4.625%
HK$25,799
+HK$1,479/mo
Deposit HK$558K · loan HK$5.02M · min. income ≈ HK$48,640/mo (50% DSR)
Upfront cash ≈ HK$683K (deposit + AVD stamp duty HK$125,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,459
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$26,142
−HK$692/mo
Today · 4.125%
HK$26,834
baseline
▲ 0.50% · 4.625%
HK$28,249
+HK$1,415/mo
Deposit HK$558K · loan HK$5.02M · min. income ≈ HK$53,668/mo (50% DSR)
Upfront cash ≈ HK$683K (deposit + AVD stamp duty HK$125,450 · Scale 2, in force from 26 Feb 2026)