LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,140
−HK$7,973/mo
▼ 0.25% · 3.875%
HK$131,095
−HK$4,018/mo
Today · 4.125%
HK$135,113
baseline
▲ 0.50% · 4.625%
HK$143,334
+HK$8,221/mo
Deposit HK$27.88M · loan HK$27.88M · min. income ≈ HK$270,226/mo (50% DSR)
Upfront cash ≈ HK$30.25M (deposit + AVD stamp duty HK$2,369,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,442
−HK$7,641/mo
▼ 0.25% · 3.875%
HK$145,235
−HK$3,848/mo
Today · 4.125%
HK$149,083
baseline
▲ 0.50% · 4.625%
HK$156,942
+HK$7,859/mo
Deposit HK$27.88M · loan HK$27.88M · min. income ≈ HK$298,166/mo (50% DSR)
Upfront cash ≈ HK$30.25M (deposit + AVD stamp duty HK$2,369,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,568
−HK$9,567/mo
▼ 0.25% · 3.875%
HK$157,313
−HK$4,822/mo
Today · 4.125%
HK$162,135
baseline
▲ 0.50% · 4.625%
HK$172,001
+HK$9,866/mo
Deposit HK$22.30M · loan HK$33.45M · min. income ≈ HK$324,270/mo (50% DSR)
Upfront cash ≈ HK$24.67M (deposit + AVD stamp duty HK$2,369,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,730
−HK$9,170/mo
▼ 0.25% · 3.875%
HK$174,282
−HK$4,618/mo
Today · 4.125%
HK$178,900
baseline
▲ 0.50% · 4.625%
HK$188,330
+HK$9,430/mo
Deposit HK$22.30M · loan HK$33.45M · min. income ≈ HK$357,800/mo (50% DSR)
Upfront cash ≈ HK$24.67M (deposit + AVD stamp duty HK$2,369,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,996
−HK$11,162/mo
▼ 0.25% · 3.875%
HK$183,532
−HK$5,626/mo
Today · 4.125%
HK$189,158
baseline
▲ 0.50% · 4.625%
HK$200,667
+HK$11,509/mo
Deposit HK$16.73M · loan HK$39.03M · min. income ≈ HK$378,316/mo (50% DSR)
Upfront cash ≈ HK$19.10M (deposit + AVD stamp duty HK$2,369,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,018
−HK$10,699/mo
▼ 0.25% · 3.875%
HK$203,329
−HK$5,388/mo
Today · 4.125%
HK$208,717
baseline
▲ 0.50% · 4.625%
HK$219,719
+HK$11,002/mo
Deposit HK$16.73M · loan HK$39.03M · min. income ≈ HK$417,434/mo (50% DSR)
Upfront cash ≈ HK$19.10M (deposit + AVD stamp duty HK$2,369,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,852
−HK$14,351/mo
▼ 0.25% · 3.875%
HK$235,970
−HK$7,233/mo
Today · 4.125%
HK$243,203
baseline
▲ 0.50% · 4.625%
HK$258,001
+HK$14,798/mo
Deposit HK$5.58M · loan HK$50.18M · min. income ≈ HK$486,406/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$2,369,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,595
−HK$13,755/mo
▼ 0.25% · 3.875%
HK$261,423
−HK$6,927/mo
Today · 4.125%
HK$268,350
baseline
▲ 0.50% · 4.625%
HK$282,495
+HK$14,145/mo
Deposit HK$5.58M · loan HK$50.18M · min. income ≈ HK$536,700/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$2,369,664 · Scale 2, in force from 26 Feb 2026)