LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,147
−HK$7,973/mo
▼ 0.25% · 3.875%
HK$131,102
−HK$4,018/mo
Today · 4.125%
HK$135,120
baseline
▲ 0.50% · 4.625%
HK$143,342
+HK$8,222/mo
Deposit HK$27.88M · loan HK$27.88M · min. income ≈ HK$270,240/mo (50% DSR)
Upfront cash ≈ HK$30.25M (deposit + AVD stamp duty HK$2,369,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,449
−HK$7,643/mo
▼ 0.25% · 3.875%
HK$145,243
−HK$3,849/mo
Today · 4.125%
HK$149,092
baseline
▲ 0.50% · 4.625%
HK$156,950
+HK$7,858/mo
Deposit HK$27.88M · loan HK$27.88M · min. income ≈ HK$298,184/mo (50% DSR)
Upfront cash ≈ HK$30.25M (deposit + AVD stamp duty HK$2,369,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,576
−HK$9,568/mo
▼ 0.25% · 3.875%
HK$157,322
−HK$4,822/mo
Today · 4.125%
HK$162,144
baseline
▲ 0.50% · 4.625%
HK$172,010
+HK$9,866/mo
Deposit HK$22.30M · loan HK$33.46M · min. income ≈ HK$324,288/mo (50% DSR)
Upfront cash ≈ HK$24.67M (deposit + AVD stamp duty HK$2,369,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,739
−HK$9,171/mo
▼ 0.25% · 3.875%
HK$174,292
−HK$4,618/mo
Today · 4.125%
HK$178,910
baseline
▲ 0.50% · 4.625%
HK$188,340
+HK$9,430/mo
Deposit HK$22.30M · loan HK$33.46M · min. income ≈ HK$357,820/mo (50% DSR)
Upfront cash ≈ HK$24.67M (deposit + AVD stamp duty HK$2,369,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,005
−HK$11,163/mo
▼ 0.25% · 3.875%
HK$183,542
−HK$5,626/mo
Today · 4.125%
HK$189,168
baseline
▲ 0.50% · 4.625%
HK$200,678
+HK$11,510/mo
Deposit HK$16.73M · loan HK$39.03M · min. income ≈ HK$378,336/mo (50% DSR)
Upfront cash ≈ HK$19.10M (deposit + AVD stamp duty HK$2,369,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,029
−HK$10,699/mo
▼ 0.25% · 3.875%
HK$203,340
−HK$5,388/mo
Today · 4.125%
HK$208,728
baseline
▲ 0.50% · 4.625%
HK$219,730
+HK$11,002/mo
Deposit HK$16.73M · loan HK$39.03M · min. income ≈ HK$417,456/mo (50% DSR)
Upfront cash ≈ HK$19.10M (deposit + AVD stamp duty HK$2,369,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,864
−HK$14,352/mo
▼ 0.25% · 3.875%
HK$235,983
−HK$7,233/mo
Today · 4.125%
HK$243,216
baseline
▲ 0.50% · 4.625%
HK$258,015
+HK$14,799/mo
Deposit HK$5.58M · loan HK$50.18M · min. income ≈ HK$486,432/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$2,369,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,609
−HK$13,756/mo
▼ 0.25% · 3.875%
HK$261,437
−HK$6,928/mo
Today · 4.125%
HK$268,365
baseline
▲ 0.50% · 4.625%
HK$282,511
+HK$14,146/mo
Deposit HK$5.58M · loan HK$50.18M · min. income ≈ HK$536,730/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$2,369,793 · Scale 2, in force from 26 Feb 2026)