LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,715
−HK$797/mo
▼ 0.25% · 3.875%
HK$13,110
−HK$402/mo
Today · 4.125%
HK$13,512
baseline
▲ 0.50% · 4.625%
HK$14,334
+HK$822/mo
Deposit HK$2.79M · loan HK$2.79M · min. income ≈ HK$27,024/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$125,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,145
−HK$764/mo
▼ 0.25% · 3.875%
HK$14,524
−HK$385/mo
Today · 4.125%
HK$14,909
baseline
▲ 0.50% · 4.625%
HK$15,695
+HK$786/mo
Deposit HK$2.79M · loan HK$2.79M · min. income ≈ HK$29,818/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$125,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,258
−HK$956/mo
▼ 0.25% · 3.875%
HK$15,732
−HK$482/mo
Today · 4.125%
HK$16,214
baseline
▲ 0.50% · 4.625%
HK$17,201
+HK$987/mo
Deposit HK$2.23M · loan HK$3.35M · min. income ≈ HK$32,428/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$125,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,974
−HK$917/mo
▼ 0.25% · 3.875%
HK$17,429
−HK$462/mo
Today · 4.125%
HK$17,891
baseline
▲ 0.50% · 4.625%
HK$18,834
+HK$943/mo
Deposit HK$2.23M · loan HK$3.35M · min. income ≈ HK$35,782/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$125,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,801
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$18,354
−HK$563/mo
Today · 4.125%
HK$18,917
baseline
▲ 0.50% · 4.625%
HK$20,068
+HK$1,151/mo
Deposit HK$1.67M · loan HK$3.90M · min. income ≈ HK$37,834/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$125,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,803
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$20,334
−HK$539/mo
Today · 4.125%
HK$20,873
baseline
▲ 0.50% · 4.625%
HK$21,973
+HK$1,100/mo
Deposit HK$1.67M · loan HK$3.90M · min. income ≈ HK$41,746/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$125,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,887
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$23,598
−HK$724/mo
Today · 4.125%
HK$24,322
baseline
▲ 0.50% · 4.625%
HK$25,802
+HK$1,480/mo
Deposit HK$558K · loan HK$5.02M · min. income ≈ HK$48,644/mo (50% DSR)
Upfront cash ≈ HK$683K (deposit + AVD stamp duty HK$125,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,461
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$26,144
−HK$693/mo
Today · 4.125%
HK$26,837
baseline
▲ 0.50% · 4.625%
HK$28,251
+HK$1,414/mo
Deposit HK$558K · loan HK$5.02M · min. income ≈ HK$53,674/mo (50% DSR)
Upfront cash ≈ HK$683K (deposit + AVD stamp duty HK$125,461 · Scale 2, in force from 26 Feb 2026)