LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,716
−HK$797/mo
▼ 0.25% · 3.875%
HK$13,111
−HK$402/mo
Today · 4.125%
HK$13,513
baseline
▲ 0.50% · 4.625%
HK$14,335
+HK$822/mo
Deposit HK$2.79M · loan HK$2.79M · min. income ≈ HK$27,026/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$125,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,146
−HK$764/mo
▼ 0.25% · 3.875%
HK$14,525
−HK$385/mo
Today · 4.125%
HK$14,910
baseline
▲ 0.50% · 4.625%
HK$15,696
+HK$786/mo
Deposit HK$2.79M · loan HK$2.79M · min. income ≈ HK$29,820/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$125,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,259
−HK$956/mo
▼ 0.25% · 3.875%
HK$15,733
−HK$482/mo
Today · 4.125%
HK$16,215
baseline
▲ 0.50% · 4.625%
HK$17,202
+HK$987/mo
Deposit HK$2.23M · loan HK$3.35M · min. income ≈ HK$32,430/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$125,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,975
−HK$917/mo
▼ 0.25% · 3.875%
HK$17,430
−HK$462/mo
Today · 4.125%
HK$17,892
baseline
▲ 0.50% · 4.625%
HK$18,835
+HK$943/mo
Deposit HK$2.23M · loan HK$3.35M · min. income ≈ HK$35,784/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$125,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,802
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$18,355
−HK$563/mo
Today · 4.125%
HK$18,918
baseline
▲ 0.50% · 4.625%
HK$20,069
+HK$1,151/mo
Deposit HK$1.67M · loan HK$3.90M · min. income ≈ HK$37,836/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$125,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,804
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$20,335
−HK$539/mo
Today · 4.125%
HK$20,874
baseline
▲ 0.50% · 4.625%
HK$21,975
+HK$1,101/mo
Deposit HK$1.67M · loan HK$3.90M · min. income ≈ HK$41,748/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$125,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,888
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$23,600
−HK$723/mo
Today · 4.125%
HK$24,323
baseline
▲ 0.50% · 4.625%
HK$25,803
+HK$1,480/mo
Deposit HK$558K · loan HK$5.02M · min. income ≈ HK$48,646/mo (50% DSR)
Upfront cash ≈ HK$683K (deposit + AVD stamp duty HK$125,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,463
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$26,146
−HK$692/mo
Today · 4.125%
HK$26,838
baseline
▲ 0.50% · 4.625%
HK$28,253
+HK$1,415/mo
Deposit HK$558K · loan HK$5.02M · min. income ≈ HK$53,676/mo (50% DSR)
Upfront cash ≈ HK$683K (deposit + AVD stamp duty HK$125,469 · Scale 2, in force from 26 Feb 2026)