LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,159
−HK$7,974/mo
▼ 0.25% · 3.875%
HK$131,114
−HK$4,019/mo
Today · 4.125%
HK$135,133
baseline
▲ 0.50% · 4.625%
HK$143,355
+HK$8,222/mo
Deposit HK$27.88M · loan HK$27.88M · min. income ≈ HK$270,266/mo (50% DSR)
Upfront cash ≈ HK$30.25M (deposit + AVD stamp duty HK$2,370,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,463
−HK$7,643/mo
▼ 0.25% · 3.875%
HK$145,257
−HK$3,849/mo
Today · 4.125%
HK$149,106
baseline
▲ 0.50% · 4.625%
HK$156,965
+HK$7,859/mo
Deposit HK$27.88M · loan HK$27.88M · min. income ≈ HK$298,212/mo (50% DSR)
Upfront cash ≈ HK$30.25M (deposit + AVD stamp duty HK$2,370,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,590
−HK$9,569/mo
▼ 0.25% · 3.875%
HK$157,337
−HK$4,822/mo
Today · 4.125%
HK$162,159
baseline
▲ 0.50% · 4.625%
HK$172,026
+HK$9,867/mo
Deposit HK$22.31M · loan HK$33.46M · min. income ≈ HK$324,318/mo (50% DSR)
Upfront cash ≈ HK$24.68M (deposit + AVD stamp duty HK$2,370,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,755
−HK$9,172/mo
▼ 0.25% · 3.875%
HK$174,308
−HK$4,619/mo
Today · 4.125%
HK$178,927
baseline
▲ 0.50% · 4.625%
HK$188,358
+HK$9,431/mo
Deposit HK$22.31M · loan HK$33.46M · min. income ≈ HK$357,854/mo (50% DSR)
Upfront cash ≈ HK$24.68M (deposit + AVD stamp duty HK$2,370,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,022
−HK$11,164/mo
▼ 0.25% · 3.875%
HK$183,560
−HK$5,626/mo
Today · 4.125%
HK$189,186
baseline
▲ 0.50% · 4.625%
HK$200,697
+HK$11,511/mo
Deposit HK$16.73M · loan HK$39.04M · min. income ≈ HK$378,372/mo (50% DSR)
Upfront cash ≈ HK$19.10M (deposit + AVD stamp duty HK$2,370,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,048
−HK$10,700/mo
▼ 0.25% · 3.875%
HK$203,359
−HK$5,389/mo
Today · 4.125%
HK$208,748
baseline
▲ 0.50% · 4.625%
HK$219,751
+HK$11,003/mo
Deposit HK$16.73M · loan HK$39.04M · min. income ≈ HK$417,496/mo (50% DSR)
Upfront cash ≈ HK$19.10M (deposit + AVD stamp duty HK$2,370,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,886
−HK$14,353/mo
▼ 0.25% · 3.875%
HK$236,005
−HK$7,234/mo
Today · 4.125%
HK$243,239
baseline
▲ 0.50% · 4.625%
HK$258,039
+HK$14,800/mo
Deposit HK$5.58M · loan HK$50.19M · min. income ≈ HK$486,478/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$2,370,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,633
−HK$13,757/mo
▼ 0.25% · 3.875%
HK$261,462
−HK$6,928/mo
Today · 4.125%
HK$268,390
baseline
▲ 0.50% · 4.625%
HK$282,537
+HK$14,147/mo
Deposit HK$5.58M · loan HK$50.19M · min. income ≈ HK$536,780/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$2,370,017 · Scale 2, in force from 26 Feb 2026)