LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,165
−HK$7,974/mo
▼ 0.25% · 3.875%
HK$131,121
−HK$4,018/mo
Today · 4.125%
HK$135,139
baseline
▲ 0.50% · 4.625%
HK$143,362
+HK$8,223/mo
Deposit HK$27.88M · loan HK$27.88M · min. income ≈ HK$270,278/mo (50% DSR)
Upfront cash ≈ HK$30.25M (deposit + AVD stamp duty HK$2,370,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,470
−HK$7,643/mo
▼ 0.25% · 3.875%
HK$145,264
−HK$3,849/mo
Today · 4.125%
HK$149,113
baseline
▲ 0.50% · 4.625%
HK$156,973
+HK$7,860/mo
Deposit HK$27.88M · loan HK$27.88M · min. income ≈ HK$298,226/mo (50% DSR)
Upfront cash ≈ HK$30.25M (deposit + AVD stamp duty HK$2,370,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,598
−HK$9,569/mo
▼ 0.25% · 3.875%
HK$157,345
−HK$4,822/mo
Today · 4.125%
HK$162,167
baseline
▲ 0.50% · 4.625%
HK$172,035
+HK$9,868/mo
Deposit HK$22.31M · loan HK$33.46M · min. income ≈ HK$324,334/mo (50% DSR)
Upfront cash ≈ HK$24.68M (deposit + AVD stamp duty HK$2,370,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,764
−HK$9,172/mo
▼ 0.25% · 3.875%
HK$174,317
−HK$4,619/mo
Today · 4.125%
HK$178,936
baseline
▲ 0.50% · 4.625%
HK$188,367
+HK$9,431/mo
Deposit HK$22.31M · loan HK$33.46M · min. income ≈ HK$357,872/mo (50% DSR)
Upfront cash ≈ HK$24.68M (deposit + AVD stamp duty HK$2,370,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,031
−HK$11,164/mo
▼ 0.25% · 3.875%
HK$183,569
−HK$5,626/mo
Today · 4.125%
HK$189,195
baseline
▲ 0.50% · 4.625%
HK$200,707
+HK$11,512/mo
Deposit HK$16.73M · loan HK$39.04M · min. income ≈ HK$378,390/mo (50% DSR)
Upfront cash ≈ HK$19.10M (deposit + AVD stamp duty HK$2,370,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,058
−HK$10,700/mo
▼ 0.25% · 3.875%
HK$203,369
−HK$5,389/mo
Today · 4.125%
HK$208,758
baseline
▲ 0.50% · 4.625%
HK$219,762
+HK$11,004/mo
Deposit HK$16.73M · loan HK$39.04M · min. income ≈ HK$417,516/mo (50% DSR)
Upfront cash ≈ HK$19.10M (deposit + AVD stamp duty HK$2,370,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,897
−HK$14,354/mo
▼ 0.25% · 3.875%
HK$236,017
−HK$7,234/mo
Today · 4.125%
HK$243,251
baseline
▲ 0.50% · 4.625%
HK$258,052
+HK$14,801/mo
Deposit HK$5.58M · loan HK$50.19M · min. income ≈ HK$486,502/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$2,370,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,646
−HK$13,757/mo
▼ 0.25% · 3.875%
HK$261,475
−HK$6,928/mo
Today · 4.125%
HK$268,403
baseline
▲ 0.50% · 4.625%
HK$282,551
+HK$14,148/mo
Deposit HK$5.58M · loan HK$50.19M · min. income ≈ HK$536,806/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$2,370,134 · Scale 2, in force from 26 Feb 2026)