LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,198
−HK$7,976/mo
▼ 0.25% · 3.875%
HK$131,154
−HK$4,020/mo
Today · 4.125%
HK$135,174
baseline
▲ 0.50% · 4.625%
HK$143,399
+HK$8,225/mo
Deposit HK$27.89M · loan HK$27.89M · min. income ≈ HK$270,348/mo (50% DSR)
Upfront cash ≈ HK$30.26M (deposit + AVD stamp duty HK$2,370,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,506
−HK$7,645/mo
▼ 0.25% · 3.875%
HK$145,301
−HK$3,850/mo
Today · 4.125%
HK$149,151
baseline
▲ 0.50% · 4.625%
HK$157,013
+HK$7,862/mo
Deposit HK$27.89M · loan HK$27.89M · min. income ≈ HK$298,302/mo (50% DSR)
Upfront cash ≈ HK$30.26M (deposit + AVD stamp duty HK$2,370,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,637
−HK$9,572/mo
▼ 0.25% · 3.875%
HK$157,385
−HK$4,824/mo
Today · 4.125%
HK$162,209
baseline
▲ 0.50% · 4.625%
HK$172,079
+HK$9,870/mo
Deposit HK$22.31M · loan HK$33.47M · min. income ≈ HK$324,418/mo (50% DSR)
Upfront cash ≈ HK$24.68M (deposit + AVD stamp duty HK$2,370,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,807
−HK$9,174/mo
▼ 0.25% · 3.875%
HK$174,361
−HK$4,620/mo
Today · 4.125%
HK$178,981
baseline
▲ 0.50% · 4.625%
HK$188,416
+HK$9,435/mo
Deposit HK$22.31M · loan HK$33.47M · min. income ≈ HK$357,962/mo (50% DSR)
Upfront cash ≈ HK$24.68M (deposit + AVD stamp duty HK$2,370,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,077
−HK$11,167/mo
▼ 0.25% · 3.875%
HK$183,616
−HK$5,628/mo
Today · 4.125%
HK$189,244
baseline
▲ 0.50% · 4.625%
HK$200,759
+HK$11,515/mo
Deposit HK$16.73M · loan HK$39.05M · min. income ≈ HK$378,488/mo (50% DSR)
Upfront cash ≈ HK$19.11M (deposit + AVD stamp duty HK$2,370,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,108
−HK$10,704/mo
▼ 0.25% · 3.875%
HK$203,422
−HK$5,390/mo
Today · 4.125%
HK$208,812
baseline
▲ 0.50% · 4.625%
HK$219,818
+HK$11,006/mo
Deposit HK$16.73M · loan HK$39.05M · min. income ≈ HK$417,624/mo (50% DSR)
Upfront cash ≈ HK$19.11M (deposit + AVD stamp duty HK$2,370,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,956
−HK$14,357/mo
▼ 0.25% · 3.875%
HK$236,077
−HK$7,236/mo
Today · 4.125%
HK$243,313
baseline
▲ 0.50% · 4.625%
HK$258,118
+HK$14,805/mo
Deposit HK$5.58M · loan HK$50.20M · min. income ≈ HK$486,626/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$2,370,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,711
−HK$13,761/mo
▼ 0.25% · 3.875%
HK$261,542
−HK$6,930/mo
Today · 4.125%
HK$268,472
baseline
▲ 0.50% · 4.625%
HK$282,624
+HK$14,152/mo
Deposit HK$5.58M · loan HK$50.20M · min. income ≈ HK$536,944/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$2,370,741 · Scale 2, in force from 26 Feb 2026)