LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,199
−HK$7,977/mo
▼ 0.25% · 3.875%
HK$131,156
−HK$4,020/mo
Today · 4.125%
HK$135,176
baseline
▲ 0.50% · 4.625%
HK$143,401
+HK$8,225/mo
Deposit HK$27.89M · loan HK$27.89M · min. income ≈ HK$270,352/mo (50% DSR)
Upfront cash ≈ HK$30.26M (deposit + AVD stamp duty HK$2,370,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,508
−HK$7,645/mo
▼ 0.25% · 3.875%
HK$145,303
−HK$3,850/mo
Today · 4.125%
HK$149,153
baseline
▲ 0.50% · 4.625%
HK$157,015
+HK$7,862/mo
Deposit HK$27.89M · loan HK$27.89M · min. income ≈ HK$298,306/mo (50% DSR)
Upfront cash ≈ HK$30.26M (deposit + AVD stamp duty HK$2,370,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,639
−HK$9,572/mo
▼ 0.25% · 3.875%
HK$157,387
−HK$4,824/mo
Today · 4.125%
HK$162,211
baseline
▲ 0.50% · 4.625%
HK$172,081
+HK$9,870/mo
Deposit HK$22.31M · loan HK$33.47M · min. income ≈ HK$324,422/mo (50% DSR)
Upfront cash ≈ HK$24.68M (deposit + AVD stamp duty HK$2,370,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,809
−HK$9,175/mo
▼ 0.25% · 3.875%
HK$174,364
−HK$4,620/mo
Today · 4.125%
HK$178,984
baseline
▲ 0.50% · 4.625%
HK$188,418
+HK$9,434/mo
Deposit HK$22.31M · loan HK$33.47M · min. income ≈ HK$357,968/mo (50% DSR)
Upfront cash ≈ HK$24.68M (deposit + AVD stamp duty HK$2,370,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,079
−HK$11,167/mo
▼ 0.25% · 3.875%
HK$183,618
−HK$5,628/mo
Today · 4.125%
HK$189,246
baseline
▲ 0.50% · 4.625%
HK$200,761
+HK$11,515/mo
Deposit HK$16.73M · loan HK$39.05M · min. income ≈ HK$378,492/mo (50% DSR)
Upfront cash ≈ HK$19.11M (deposit + AVD stamp duty HK$2,370,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,111
−HK$10,703/mo
▼ 0.25% · 3.875%
HK$203,424
−HK$5,390/mo
Today · 4.125%
HK$208,814
baseline
▲ 0.50% · 4.625%
HK$219,821
+HK$11,007/mo
Deposit HK$16.73M · loan HK$39.05M · min. income ≈ HK$417,628/mo (50% DSR)
Upfront cash ≈ HK$19.11M (deposit + AVD stamp duty HK$2,370,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,959
−HK$14,357/mo
▼ 0.25% · 3.875%
HK$236,081
−HK$7,235/mo
Today · 4.125%
HK$243,316
baseline
▲ 0.50% · 4.625%
HK$258,122
+HK$14,806/mo
Deposit HK$5.58M · loan HK$50.20M · min. income ≈ HK$486,632/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$2,370,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,714
−HK$13,762/mo
▼ 0.25% · 3.875%
HK$261,545
−HK$6,931/mo
Today · 4.125%
HK$268,476
baseline
▲ 0.50% · 4.625%
HK$282,627
+HK$14,151/mo
Deposit HK$5.58M · loan HK$50.20M · min. income ≈ HK$536,952/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$2,370,772 · Scale 2, in force from 26 Feb 2026)